Funky Frugal Mommy

Frugal living can help you make the most of your hard work, as you will be able to keep some money aside for a rainy day. It doesn't matter what age you currently are, as you can start to practice frugality and save money if you're ready to do so. Let's look at five money-saving tips that you can implement at any age for enviable financial growth. Maximize Your Income At different stages of your career, it's important to make the most out of your salary. Always aim to save more than you spend in order to build your reserve savings, which will come in handy for different life events. These include weddings, getting children, and putting them through school. If possible, take a short course on money management so you can learn how to budget effectively and you will start to see your savings grow. According to the U.S. Census Bureau, just 32% of Americans are currently investing in a 401k, one of the best retirement saving options for many people out there. Create a

Move over Pumpkin Spice – it’s time for Peppermint Bark season! Wednesday, December 1 , has officially been declared  National Peppermint Bark Day  by National Today  marking the kickoff of the holiday season and the official start time for Americans to enjoy their preferred holiday treat. To explore consumer interest in the popular holiday confection, National Today recently conducted a nation-wide survey that revealed that  Peppermint Bark is the nation’s favorite holiday treat  capturing 34% of consumer votes and beating out both gingerbread at 16% and candy canes which were preferred by only 21% of consumers surveyed. National Today’s Peppermint Bark Survey also revealed that:  Peppermint Bark is the preferred holiday treat to consume while decorating a Christmas tree  39% of those surveyed cited Peppermint Bark as the preferred treat while gingerbread cookies and candy canes only represented 30% of the market share combined.  Williams Sonoma Peppermint Bark  tops the consumer char

Whether you’re moving, renovating, or you want some more space in your home – decluttering is the best way to start . Every household includes a number of items the family does not use anymore, as well as damaged or expired pieces. These take up a lot of space, so there must be a way to put them to better use. This guide will help you not only make your home more spacious but also earn something. Here are the easy ways to make money from decluttering.  Why is decluttering so important? Decluttering should be part of your regular cleaning routine. However, even if you try to keep everything tidy, certain items seem to linger in your home more than they should . Removing clutter is particularly important in situations when you need to relocate or renovate your home. The main benefits of doing so are: You’ll make more space and have the home organized and tidy ; You’ll have fewer boxes to pack when moving house; Your living space will be more pleasant and comfortable A neat, clutter-free

  NYC is known to be one of the most expensive cities in the world. At the same time, it's one of the most desirable locations on the planet. For that reason, people who want to move struggle between the wish to live in this miraculous cultural pot and worries about whether they will be able to make ends meet. The cost of living in New York City depends on several different factors. In this article, we're going to break it down for you. You're going to find out the real cost of living in NYC and find some tips on how to reduce them.  Housing The most considerable item on your budget list will be the cost of renting a place. Rents in NYC are one of the highest in the state, with the average rent for a one-bedroom apartment about $2,800. However, this price can vary a lot as you move around different neighborhoods. There are pricey locations that offer the same-sized apartments for about $4,000.  The most expensive borough is Manhattan, whereas you can find more affordable ho

Ignoring plumbing issues is not an option, especially if the issue is serious. This is because the damage can worsen, leading to more repair costs. Although you may have money set aside for plumbing emergencies, a single issue can put a hefty dent in that money. The following are ways to spend less on plumbing repairs. Undertake Adequate Preparation for the Repairs Generally, plumbers usually charge their services based on the damage levels and the time spent. A plumber usually needs to do extra things apart from their main plumbing work during a repair. Therefore, conducting some preparations before contacting a plumber can reduce the time needed to repair by eliminating unnecessary activities. This may entail ensuring the source of the problem is easily accessible. If you want to save time, you should ensure the plumber doesn't have to spend their time moving out of your possession to create an enabling working environment. It is also essential to personally clear excess wate

Owning an RV is a large investment. They offer the convenience of a hotel room on wheels, and many people can afford to take one on vacation. But, like any other type of vehicle, you need to take care of it and maintain it to get the most out of your frugal living. RV repairs can cost a lot of money and time, which is why you want to avoid them as much as possible. Here are some tips and tricks for saving money on RV repairs. Comparison Shop The first place to start when it comes to saving money on RV repairs is to compare costs. In addition to the cost of a specific model of RV, maintenance costs, insurance, and others are also important. You should check with other RV owners who use the same model to get the best price on repairs. There are also RV Swap Forums where RV owners sell their used RVs for a fraction of the price. To avoid paying high repair bills on RVs, do not hesitate to find a few different models to test drive before you commit to buying one. It's no secret that