Thursday, 15 December 2016

Get Through College Without Going Broke + Goat Review

Credit: Anna Gutermuth (Flickr)

It’s always worth going to college to get a degree that’ll help you in later life. But it can be financially stressful! With tuition costs rising, and living expenses on top of that, your bank balance is likely to take a hit. It can be hard to make it through a four-year degree without going broke!

But there are ways to make the costs of college less concerning. Some simple adjustments to your lifestyle and the way you manage your money can make a significant difference. Here are some useful pointers. Perhaps you’re attending college yourself. But if you’re a parent with a child in college, you can also give them this advice!

Consider Another Loan

Both federal and private student loans are there to help you pay your way through college. Some students may also get grants and scholarships to help out. But if you’re deep into your college degree and struggling with tuition costs, you might need a little extra.

It’s often worth taking out another loan if you have a lot of expenses. It can be stressful to deal with more debts, but it’s worth it to graduate rather than leave with no degree and a pile of debt. To handle loan repayments, you can always refinance or consolidate them for lower payments in the long run. Make sure you find the best choices for student loan refinancing.

Remember that student loans aren’t the only option. You can also find personal bank loans which can help you with your costs.

Find Cheap Textbooks

All students will know how the cost of textbooks can be crippling. Checking off your reading list for a course can take a chunk out of your funds. If you have books to buy, find the cheapest way to get them.

Colleges often try and encourage students to pay full price for new textbooks. But you can often find them used online on sites like eBay. There are also sites purely for the purpose of getting college textbooks cheaper. Of course, you could also borrow books from your college library. But you might need a permanent copy.

If you search for textbooks on Google, you may be able to find free PDFs. You should also look into some of the best sites for finding college textbooks online.

Cut Your Living Costs

Living out on your own for the first time is a lot of fun. But the financial aspects can catch up to you fast! Make sure you’re handling your money wisely- it’ll make getting through college much easier.

Watch that you’re not spending too much week by week. You can cut down your food bill by buying meat frozen and going for cheap staples such as rice and pasta. You can avoid paying too much for entertainment by using cheap subscription services like Spotify and NetFlix.

College is the best time to look into ways to save on everyday expenses. Learning how to be frugal now will help you throughout your life.

Get A Part-Time Job

Many students avoid working during college. After all, it takes time away from your studying. Or maybe it just takes time away from partying. Either way, you should consider part-time or casual work. Every extra dollar in your pocket helps you with your education.

Bars and restaurants often offer casual shifts for students. They’ll be understanding of your needs to take less work when finals are coming up. Retail jobs are also useful for students. You can ask for evening and weekend shifts and still have time to study. You could also get an on-campus job to build experience and gain extra cash.

Goat Review

Rated R for disturbing behavior involving hazing, strong sexual content and nudity, pervasive language, violence, alcohol abuse and some drug use.
96 minutes
Street date:  December 20, 2016

Reeling from a terrifying assault over the summer, 19-year-old Brad Land (Ben Schnetzer) starts college determined to get his life back to normal. His brother, Brett (Nick Jonas), is already established on campus and in a fraternity that tempts Brad, who is desperate to belong. As he sets out to join the fraternity, his brother exhibits reservations, a sentiment that threatens to divide them. The stakes violently increase with a series of torturous and humiliating events.  What occurs in the name of ‘brotherhood’ tests both boys and their relationship in brutal ways.

Audio & Subtitles:
  • English 5.1 Dolby Digital & Spanish 5.1 Dolby Digital
  • English, French & Spanish Subtitles

The fraternity drama "Goat" begins in a state of testosterone overload, with a long, slow-motion shot of shirtless Phi Sigma Mu brothers jumping up and down, bellowing with what could be either rage or joy. As Andrew Neel's film unfolds, we realize there's not a whole lot of difference.

The American "Greek" system, which indoctrinates college students into gender-segregated social clubs, polishes a middle-class version of machismo that's proudly retrograde, and the young men of Phi Sigma Mu celebrate it. So does the film, despite its game attempt at a questioning attitude. This is a conflicted movie—far darker than the best-know recent looks at the subject, Todd Phillips' frequently agonizing documentary "Frat House" and his doofus-y comedy "Old School," both of which looked at their subject from the outside in rather than the other way around; but still ultimately celebratory, because the Stockholm Syndrome effect of spending so much time inside this world, experiencing it subjectively while its exemplars shout the organization's values at the hero, gets us invested in seeing the world continue and its values be perpetuated.

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