Skip to main content

Get Through College Without Going Broke

Credit: Anna Gutermuth (Flickr)

It’s always worth going to college to get a degree that’ll help you in later life. But it can be financially stressful! With tuition costs rising, and living expenses on top of that, your bank balance is likely to take a hit. It can be hard to make it through a four-year degree without going broke!

But there are ways to make the costs of college less concerning. Some simple adjustments to your lifestyle and the way you manage your money can make a significant difference. Here are some useful pointers. Perhaps you’re attending college yourself. But if you’re a parent with a child in college, you can also give them this advice!

Consider Another Loan

Both federal and private student loans are there to help you pay your way through college. Some students may also get grants and scholarships to help out. But if you’re deep into your college degree and struggling with tuition costs, you might need a little extra.

It’s often worth taking out another loan if you have a lot of expenses. It can be stressful to deal with more debts, but it’s worth it to graduate rather than leave with no degree and a pile of debt. To handle loan repayments, you can always refinance or consolidate them for lower payments in the long run. Make sure you find the best choices for student loan refinancing.

Remember that student loans aren’t the only option. You can also find personal bank loans which can help you with your costs.

Find Cheap Textbooks

All students will know how the cost of textbooks can be crippling. Checking off your reading list for a course can take a chunk out of your funds. If you have books to buy, find the cheapest way to get them.

Colleges often try and encourage students to pay full price for new textbooks. But you can often find them used online on sites like eBay. There are also sites purely for the purpose of getting college textbooks cheaper. Of course, you could also borrow books from your college library. But you might need a permanent copy.

If you search for textbooks on Google, you may be able to find free PDFs. You should also look into some of the best sites for finding college textbooks online.

Cut Your Living Costs

Living out on your own for the first time is a lot of fun. But the financial aspects can catch up to you fast! Make sure you’re handling your money wisely- it’ll make getting through college much easier.

Watch that you’re not spending too much week by week. You can cut down your food bill by buying meat frozen and going for cheap staples such as rice and pasta. You can avoid paying too much for entertainment by using cheap subscription services like Spotify and NetFlix.

College is the best time to look into ways to save on everyday expenses. Learning how to be frugal now will help you throughout your life.

Get A Part-Time Job

Many students avoid working during college. After all, it takes time away from your studying. Or maybe it just takes time away from partying. Either way, you should consider part-time or casual work. Every extra dollar in your pocket helps you with your education.

Bars and restaurants often offer casual shifts for students. They’ll be understanding of your needs to take less work when finals are coming up. Retail jobs are also useful for students. You can ask for evening and weekend shifts and still have time to study. You could also get an on-campus job to build experience and gain extra cash.

Here is another great guide for more information on making it through college without losing everything.

Comments

Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good. Try some of these great recipes too!  Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar in the mixing bowl and let stand for 5 minutes. Add the flour and salt and mix until a ball of dough forms. Roll ball onto a floured counter top and knead for a couple minutes.  2. Put dough in an oiled bowl and let rise for 30 mins in a warm place with a clean cloth draped over top. While your doug

Affordable Ways To Make Your Home Look Luxurious

How do they do it? Professional designers seem to pull it off so effortlessly, but how will you make your home look more luxurious? You could just employ a professional or you can personally undertake the task of transforming your home into a place of luxury on a budget. In order to save money on your purchases, be creative and vigilant in your pursuit for the perfect style. Follow our budget-friendly ways for making your home a vision of luxury. Think it through, choose a style Luxury look isn’t enough to go on, so before you start shopping and wasting your money on furniture and decorations you might not even use in the end, first do some research. Go online and do some window shopping and find which style is more to your liking . An elegant Victorian style or something more modern and chic? Don’t get me wrong, you may want to mix and match, but before you commit by buying anything, consider what look you are going for. White is the color of elegance Choosing white as yo

DIY Table Revamp - Guest Post

Hi all! I'm Tiffany from This Motherhood is Brought to You by Xanax and I am so excited to be a part of the Guest Post Swap and to be Amanda's swap partner! I love love love her idea on how to make indoor snowballs with egg cartons. I am definitely going to have to try that with my kiddos since my smallest one has decided that it has to snow for Christmas. Poor baby doesn't know snow is hard to come by in Alabama :( For my guest post I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!