Skip to main content

It's Summer - So Time Start Saving For Christmas

For the more money-savvy of us, Christmas is just around the corner. At least, this is the way of thinking in order to get you motivated enough to start saving and/or buying ahead of the time. It’s definitely something to consider, especially if you are always left just that little bit short come December. But how do we go about effectively saving now?

Pay Off Loans

One way to make sure that you have enough money for the festive holidays is to ensure that you are paying off anything that you currently owe. If you are tied into a finance deal, a good way to get out of it which is cheaper for you (thus giving you more money to spend at the end of it!) is to look for the best credit card deal you can find and use that to get out of it. It may seem like a strange thing to do - battling finance with more finance - but if you are paying off an APR percentage with your finance deal but get your credit card on a 0% rate, it’s better to use this offer in order to bring your total cost down. That way, you’re not paying out more than you need to and can save the difference. Instead of taking out credit cards and loans in order to pay for Christmas gifts, it’s better that they are put to an alternative and more helpful use; this is definitely something where you will be able to see the benefit past Boxing Day.

Make Use Of Offers

Amazon have just celebrated their Prime Day deals, with top brands selling for up to half of what they’re actually worth. However, this doesn’t mean that the deals stop here. In fact, it’s quite the opposite; we have a lot of sales coming up online before Christmas hits. Black Friday is at the end of November, which sees hundreds and thousands of items dropping down in price, just waiting to be snatched up by those who can put them to use as Christmas gifts. Check out your local store in the meantime for any end-of-summer sales they may be having; although you will generally be getting the items that didn’t sell over the warmer season on offer, there are some gems that can be found amongst them if you look hard enough. Keep watch on sites like Wowcher and Groupon for any other flash deals.

Follow A Saving Chart

If you’re not sure of exactly how much you should be saving each week, it’s advisable that you follow a chart in order to get your finances into gear. There are sites online that can steer you in the right direction towards keeping your money under wraps, although it’s simple enough to make one yourself. There are certain challenges that you can join if you are part of money saving Facebook groups, such as putting away an amount and doubling it each week on the run up to Christmas. This can leave you short of money as we go further into the winter months, so you will need to know how to effectively budget. 


Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good. Try some of these great recipes too!  Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar in the mixing bowl and let stand for 5 minutes. Add the flour and salt and mix until a ball of dough forms. Roll ball onto a floured counter top and knead for a couple minutes.  2. Put dough in an oiled bowl and let rise for 30 mins in a warm place with a clean cloth draped over top. While your doug

DIY Table Revamp - Guest Post

Hi all! I'm Tiffany from This Motherhood is Brought to You by Xanax and I am so excited to be a part of the Guest Post Swap and to be Amanda's swap partner! I love love love her idea on how to make indoor snowballs with egg cartons. I am definitely going to have to try that with my kiddos since my smallest one has decided that it has to snow for Christmas. Poor baby doesn't know snow is hard to come by in Alabama :( For my guest post I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!

Amazing Ways To DIY Your Nails In The New Year

Having beautiful fingernails can really boost a woman's confidence. Not only do they feel sexy and sassy but they look well maintained and professional. There are a number of different styles of manicures you can get done professionally but they can be costly and if you are trying to stick to a budget and save money it is best to give DIY a try. These beautiful nail designs are easy to do and look fantastic. There are some that are more intricate and some that are simple but all will be amazed that you made them yourself. Try using small gems and crystals at the tips to add a touch of sophistication.  Tips make a world of difference and they can be as easy as you wish. There are so many beautiful polishes that have amazing colours you can match. These simple nail designs can be done by any busy lady and make a lasting impression to anyone who comes across them. Hot Beauty Health has all the instructions for these super simple nail designs. There are a large number