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Fun, Frugal or Free: Financial Tips For a Stay-at-Home Parent

If you are a stay at home parent, then there are likely to be some financial strains. Living off only one income, especially if you were both working prior to having children, can feel like quite a challenge. As families grow, demands can become even greater. But the cost of childcare, plus the fact that you may have always wanted to be home to take care of your children, can’t justify working outside of the home. But the good news is that there are things that you can do. From being more frugal to earning a little extra cash at home, it can all help. So if things are strained for you at the moment, read on. Hopefully, this can help you to get your family finances back on track.


Live Within Your Means

As the parent that is at home, you are likely to be the one spending the money on everyday things like groceries and things for the children. However, it can get out of control if you let it. So live within your means and avoid spending what you don’t have. Set a budget and don’t pay for things on credit cards unless you can pay it off in full. If you do have some credit card debt outstanding, though, then look to clear it as soon as possible. A site like could be a good place to start if you’re not sure what the best way to clear it is. But setting yourself a budget and staying on top of your finances is a really good idea when only one of you is working.

Sell Advertising Space

If you don’t mind some stickers on your car or some promotional signs in your yard, then selling your space, like your car or yard, can be a really easy way to make money. You hardly have to do anything, and they will pay you. Check out a site like if you’re interested in learning more. Obviously, there may not be some things that you want to advertise in your home or on your car. So choose the campaigns wisely, and you’ve got some easy pocket money.

Network Marketing

The rise of the ‘mom boss’ is getting bigger and bigger. Why work for someone else when you can work for yourself? So it makes sense that we are seeing plenty of network marketing companies cropping up from time to time. They can be a perfect job for a stay at home parent, especially if you use social media and can promote and advertise through it that way. There are startup fees for this kind of thing, though. So you do have to be motivated to want to make that money back and make it work for you.

Use Previous Skills

If you had a career before you started a family, then why not use some of those skills now that you’re at home? If you worked for a bank before, then use them to budget wisely. If you had a career in marketing or social media, then could you do that freelance from home? Could you bake and sell your goods or even do things like freelance copywriting? Don’t let your well-honed skills go to waste.


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