Skip to main content

3 Ways to Lower Your Car Insurance Costs This Winter

Winter is right around the corner, which means you'll need to make sure your family vehicle is ready for the slippery roads. Unfortunately, despite your maintenance schedule and cool new winter tires, you might notice your car insurance premiums climbing higher this season.

Many car insurance companies hike up their costs during the winter months as a precautionary measure against the harsher driving conditions. While this isn't fair to safer drivers like you, the good news is that there are a few ways you can get those premiums back down. Here are three tips you can use to help lower your car insurance costs this winter so you can focus on the joy of the upcoming holidays instead of sweating over your payments.

Take a defensive driving course

If you feel nervous driving during the winter, a defensive driving course is a great way to feel more confident behind the wheel while also lowering your car insurance premiums. There are 5,965 insurance companies in the U.S. and some of them will give you a discount for taking a defensive driving course in the last few months. Just make sure your insurance company is one of them and that the cost of the driving course isn't more than what you'll save.

Hold other drivers accountable

Car accidents are one of the most common types of personal injury cases and 96% of them are settled pre-trial. If you're in a car accident this winter because another driver wasn't being safe or following the rules of the road, make sure to file a personal injury case against them to keep your own insurance premiums from skyrocketing. You don't have to worry about the other driver not being able to afford to make payments if you win your case, either, because it's their insurance company that covers the costs of your car's damages, not them.

Amp up the security

Driving safely isn't the only thing that can lower your car insurance premiums this winter. The global dashcam market is expected to grow by 15.3% by the end of this year, and you can actually lower your auto insurance costs by installing a dashcam or car alarm for added security. Just make sure to check in with your personal car insurance company to determine whether a discount for this kind of tech installation works with your policy conditions.

No one likes to pay more for the same service, which is why it can hurt when your car insurance premiums go up solely for the season. Fortunately, by following the tips above, you can help to take your car insurance premiums down a notch. If your car insurance company gets to be too expensive even outside of the winter season, don't be afraid to reach out to other companies to find the right one for you and your family.


Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good. Try some of these great recipes too!  Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar in the mixing bowl and let stand for 5 minutes. Add the flour and salt and mix until a ball of dough forms. Roll ball onto a floured counter top and knead for a couple minutes.  2. Put dough in an oiled bowl and let rise for 30 mins in a warm place with a clean cloth draped over top. While your doug

DIY Table Revamp - Guest Post

Hi all! I'm Tiffany from This Motherhood is Brought to You by Xanax and I am so excited to be a part of the Guest Post Swap and to be Amanda's swap partner! I love love love her idea on how to make indoor snowballs with egg cartons. I am definitely going to have to try that with my kiddos since my smallest one has decided that it has to snow for Christmas. Poor baby doesn't know snow is hard to come by in Alabama :( For my guest post I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!


While shifting to your dream house, you may face a mountain of pre-move work, including downsizing, packing, hiring moving trucks, and other help. When you already have a list full of tasks, home improvements for the new house might be the last thing. However, handling the new house renovation before moving in is convenient for you in many ways. Planning home improvement is exciting and stressful both. If you are moving to a house that is not entirely ready, you have massive things to do. To make things smooth, create a list based on priorities. If you are shifting to a freshly build house, you do not need to make a lot of renovation, though you can add a little personal touch to it. When you make house changes before moving in, you can save your floor and furniture from paint spills. You will have an open space to plan the house interior. You can protect yourself and your family from hazardous odors and dust. There are several home improvements like removing popcorn ceil