Safe driving is crucial as it can save money, property, and, most importantly, lives. Accidents end up costing the people involved. But when you drive carefully, the chances of being in an accident are low. This also means you have reduced the chances of running into the financial obligations that come with an accident. Below are some of the ways you can save money by being a careful driver.
Get an Alternative Means of Transport
Suppose you are not feeling well whether physically or emotionally, it is better to get a taxi or any other means of public transport, to get somewhere. Considering that some accidents are caused because the driver was not in the proper position to drive, you will be reducing the chances of getting into an accident. Also, you will not have to worry about parking spaces which is another challenge for US divers. Most of them spend about 17 hours a year looking for parking spaces. When converted into cash, it adds up to about $345 per driver of wasted fuel, time, and emissions. So why not just use an alternative means of transport and reduce the risk of accidents while saving money at the same time.
Avoid Speeding Tickets
Speeding tickets are costing drivers a lot of money. In the US, a speeding ticket costs drivers about $150. That is a lot of money which you can use for other things. Also, when speeding with other passengers, whether it is family or friends, you are endangering other lives. If you are in a hurry to get somewhere, plan your trip and leave early.
Lower Insurance Rates
If you have a not-so-clean driving record with several driving violations and speeding tickets, your insurance rate will be higher. Also, If you get into an accident where you are at fault, your insurance policy will pay for the damages, but after that, expect your insurance rates to go up. After someone is injured in a car accident, they will likely file a personal injury lawsuit. Around 52% of these types of lawsuits are from car accidents. And while the insurance may cover the legal or compensation fees, you will be considered high risk, meaning you pay more than the average person. To save money on insurance rates, drive carefully and avoid accidents.
Keep the Car in Good Condition
Driving with a car that needs repairs can lead to accidents. This is because at any time while driving, something may ultimately break down, cause you to lose control of the car, and lead to an accident. To avoid this, ensure you are driving a vehicle in good condition. Early maintenance check is cheaper compared to when you wait for a part to stop working altogether. Also, there are reduced chances of a well-maintained car causing an accident on the road.
Don't Drive Under the Influence
Deciding to drive after drinking or taking is drugs is dangerous. Even a small amount of alcohol or drugs is enough to alter your decision-making capabilities. This includes prescription drugs that may cause you to be dizzy or exhausted. Unfortunately, most people tell themselves that a small amount of alcohol will not do any harm. CDC statistics show that in the 26+ million California licensed drivers, about 1.8% admitted to drinking then driving. What most people do not realize is that if you cause a severe accident while drunk driving, the consequences are pretty tough. If caught, you will be sued, and the amount will be huge. To avoid this, get a friend to drive you home or get a cab if you have been driving.
You cannot control every driver on the road or prevent an accident from happening. However, you can play your part by driving safely. Even focusing on the road can help you swerve fast and avoid hitting an oncoming drunk driver. Safe driving will therefore save your health, car, and money.