Raising a child post-divorce is a lot more difficult unless you know how to save on health care. Your children's health needs matter so much that finding the right doctors alone isn't enough. You also need to find ways to save money, find cheaper services, and make lifestyle changes to better align with your child's health care needs. If you're interested in saving, keep reading. Here is how your family can save on child health care costs post-divorce.
Visit a Local Community Health Care Center
A local community health center is similar to a health department. Here, you can find opportunities for members of the community to connect with the best medical services in the area. Medical care here is more affordable and in many cases, you might not even need health insurance. If convenient and affordable health care is a goal for your child, then try the community health care center that's probably not too far away.
Pay Lower Amounts for Prescriptions
There are many prescription discount programs you can check into to pay lower costs for your prescription medication. Take, for example, GoodRx, which finds all of the medications at nearby clinics and provides a list for you narrowed down by price. Prescription discount programs can save you hundreds on medication costs. That's critical considering your child may already take medication or will one day have to. Another suggestion is to make sure you're getting the generic versions of medications. They're more affordable and still have the same strength as the regular brand name.
Teach Your Kids Effective Dental Care
Brushing your teeth and flossing regularly isn't the only advice you have to share with your children. First of all, remember that 42% of children 2 to 11 have had dental cavities in their primary teeth, meaning, kids have a tendency to not get all the surfaces of their teeth without adult supervision. Aside from regular brushing, you also have to worry about making sure your family members understand periodontal disease and other dental conditions, as even children can struggle with gum disease and misaligned teeth if there's no adult looking out for them.
Study Your Bills Carefully
Knowing how to study your bills carefully is one of the first steps you'll have to take post-divorce. Whereas before, you might have had a spouse to help you avoid missing the fine details, now the responsibility is all up to you. Some details on a bill may alter the price you pay significantly. So, if you're worried the payments are adding up, make sure you've gotten everything covered by your insurance company and nothing is missing. The finest details can make a huge difference considering you have 60 days after a divorce to file for residency requirements in Kansas.
Ask for Prescription Samples
The final step you can take to save on your child's health care is to ask for prescription samples so you don't have to pay full price for your medications. Samples come in small packets and can greatly reduce the long-term payments you have to keep up with to afford your medication. Ask for these samples at every doctor's office you visit and you might be surprised by the answer. At the end of the day, as long as you have your medication, then getting free or affordable samples is worth the effort.
Affording your child's health care isn't easy after you've finished up with a divorce. There are far too many health concerns that will impact your child's life if you're not prepared to pay for services. From checking with your local community center to asking for prescription samples, there are ways to save money on health care. Now all you have to do is help take care of your child's health, and the savings will show up sooner rather than later.