Tuesday, 9 February 2016

KidsTrade.com Teaching Kids Financial Values

Studies show children as young as 3-years old are able to grasp the concept of money, with their spending habits forming by age 7. This information proves how important it is for kids to learn the value of money early on. With that, I'd like to introduce you to KidsTrade, a new app that gives children a platform to trade the "stuff" they no longer use with their classmates. KidsTrade is a great way for millennials to begin learning the fundamentals of making deals, fiscal responsibility, and the value of their possessions– the app takes advantage of everyday money teaching moments to better prepare children for the future.

KidsTrade is a free mobile app that allows kids to buy, sell and trade toys within their network of friends under parental supervision. All kids have to do is take a photo, write a description, and post it for their friends to see. Kids do the legwork while parents approve each step for added safety. This easy-to-use app will ultimately make saving AND decluttering your possessions a seamless task.
Possible story ideas with KidsTrade include:
  • Raising a future CEO
  • Starting Young: Teaching Kids the Importance of Finance
  • Ebay for Young Millenials
  • More!

About KidsTrade
KidsTrade is an app created by a group of parents who watched their kids (like all kids) grow tired of their belongings almost as quickly as they collected them. This innovative app allows children and teens to trade things, like video games, toys, sports gear and clothes, with friends. Kids are connected to peers at their own school, creating a safe, closed community. Kids do the legwork...post, trade and deliver. Parents can check in anytime! Available for download on iOS and Android devices via the App Store and Google Play; www.kidstrade.com

Saturday, 6 February 2016

Health Benefits Of Outdoors For Your Family

While much of the country is experiencing winter weather, when spring returns with warmer temperatures, children, their families and pets will be excited to spend time outdoors enjoying green spaces in their communities, backyards and other natural green areas.

Did you know…
1. Children’s stress levels fall within minutes of seeing green spaces. Knowing and experiencing nature makes us generally happier, healthier people.
2. Getting dirty is good for you! Mycobacterium vaccae in soil mirrors the effect on neurons that Prozac provides. People who spend time gardening and have direct contact with soil feel more relaxed and happier. This spring give your kids a pair of gardening gloves and have them work with you in your green spaces.
3. Living near living landscapes improves mental health. Research found that people moving to greener areas experiences an immediate improvement in mental health.
4. Children gain attention and working memory benefits when they are exposed to greenery. Exposure to natural settings may be widely effective in reducing attention deficit/hyperactivity disorder (ADHD) symptoms in children.
5. Walking or running in nature, rather than a concrete-oriented, urban environment, resulted in decreased anxiety, rumination and negative affect, and produced cognitive benefits and increased working memory performance. Grass can be 31 degrees cooler than asphalt and 20 degrees cooler than bare soil thanks to the process called evapotranspiration.
6. Living landscapes help kids and pets be healthier. Playing outdoors increases fitness levels and builds healthy, active bodies.
7. Your lawn produces lots of oxygen-- 50 square feet of lawn generates enough oxygen each day for a family of four – and reduces the code red effect since grass removes pollutants from the air we breathe.

On behalf of The Outdoor Power Equipment Institute (OPEI), we hope you will consider sharing some of the health benefits our outdoor living spaces provide. In fact, research shows that children reap numerous health, social and personal benefits from spending time outside playing and that the green space and landscaping contributes to health, happiness and intellect.

All these points (and there are many more) reinforce the health benefits of our outdoor living spaces.  They provide a place for children and pets to play and directly contribute to our mental and physical well-being.
For more tips on maintaining a living landscape, even in drought conditions, please visit www.opei.org/stewardship.

The Planet Friendly Diet by Cat Smiley

Eating healthy can be a challenge these days especially with the rising cost of food. So when I had the opportunity to read Cat Smiley's new book I was very excited.

I am not interested in losing weight but for anyone who is their is so much useful information in the book. I really enjoyed the budget friendly options and how easy everything is to follow.

Your 21-Day Guide to Sustainable Weight Loss and Optimal Health

by Cat Smiley
January 2016
2016 will be off to a great start as readers begin a journey to optimum health with a unique, all-inclusive program for a greener, healthier lifestyle based on responsible dietary choices. They will be able lose weight, feel great, and minimize the impact of their eating habits on the environment with leading body-transformation expert Cat Smiley and her simple step-by-step program for a complete detox and reboot which can all be found in her new book.
THE PLANET FRIENDLY DIET [January 2016, $29.95 US / $29.95 CAN] motivates, educates and empowers readers to kick start their change with clean eating and easy-to-follow recipes. Targeted specifically to those who know it’s time to make a change but unsure where to start, the book opens with an all-inclusive 21-day meal plan which enables readers to dramatically cut back on meat and animal by-products while working towards a leaner, healthier self. They will then be able apply all they learned during the program to everyday life using the accompanying nutrition guide to transform short-term success into sustainable, lifelong results. The diet is meat, dairy, wheat and gluten-free, and comes with a weekly shopping list to ensure zero-waste. The book includes all single-portion recipes and every meal shares the following benchmarks:

  • Designed to eliminate food waste
  • Fresh, every day ingredients
  • Costs less than $5
  • Is under 500 calories
  • Takes no more than 20 minutes to prepare
  • All meals fit a variety of healthy lifestyles including diabetic, kosher and halal dietary needs
Fully illustrated with mouthwatering images of each internationally inspired recipe, it's like having a dedicated nutrition coach and a personal chef while you not just learn how to cook, but also how to understand the science behind your food choices. Whether readers are looking to give their eating patterns a complete makeover or start a change towards a healthier life, THE PLANET FRIENDLY DIET will help them lose weight, get fit and feel great – while contributing to the wider good of our delicate planet as well!

About the Author
Cat Smiley, is an award-winning body transformation specialist and owner of Canada's popular weight-loss retreat for women, Whistler Fitness Vacations (The Planet Friendly Diet is the official nutrition plan for her retreat). A former world-class skier, Cat has been named as Canada's top trainer three times by the International Sport Science Association, and is a renowned body transformation specialist. She is a popular fitness and weight loss expert for many publications, and her fitness column Kick Start was nationally syndicated across Canadian community newspapers. Her goal is to inspire and educate people to find their happy size and live a healthier life through empowering them to make their own nutrition choices. Please visit Cat’s website,www.catsmiley.com for blog posts and videos about lifestyle, recipes and nutrition, fitness workouts and travel.

* * *
Your 21-Day Guide to Sustainable Weight Loss and Optimal Health
by Cat Smiley
New Society Publishers
January 2016
$29.95 US / CAN
Original Trade Paperback
ISBN: 978-0-86571-811-1

Friday, 5 February 2016


People of all ages can have fun at affordable prices with a wide range of rec programs happening in the City of West Kelowna over the Family Day long weekend. Activities include:

Saturday, February 6, 2016
  • Public skating at Jim Lind Arena
    • 11:15 a.m. to 12:30 p.m.; $3.50/person or $10.25/family; skate rentals, $2/pair
  • Public swimming at Johnson Bentley Memorial Aquatic Centre
    • Noon to 4 p.m.; rates vary by age, from free/infant under 18 months to $4.50/adult or $10/family

Sunday, February 7, 2016
  • Parent and tot skating at Jim Lind Arena
    • 1:30 to 2:30 p.m.; $1/tot and $2/parent; skate rentals, $2/pair
  • Public skating at Jim Lind Arena
    • 2:45 to 4 p.m.; $3.50/person or $10.25/family; skate rentals, $2/pair
  • Public swimming at Johnson Bentley Memorial Aquatic Centre
    • Noon to 4 p.m.; rates vary by age, from free/infant under 18 months to $4.50/adult or $10/family

Family Day, Monday, February 8, 2016
  • Princess and Super Hero Skate at Royal LePage Place
    • 10 a.m. to noon; admission by donation (fundraising event); skate rentals, $2/pair
    • Dress as your favorite princess or hero, enjoy great music and enter for a chance to win a prize
  • Parent and Tot Skate at Royal LePage Place
    • 12:15 to 1:15 p.m.; $1/tot and $2/parent; skate rentals, $2/pair
  • Stick 'n' Puck 'n' Ring at Jim Lind Arena
    • $2.50 per person; times vary, dependent upon ages of participants:
      • 5 - 9 years, 11 a.m. to noon
      • 10 - 13 years, noon to 1 p.m.
      • 14 - 17 years, 1:15 to 2:15 p.m.
    • Drop in gym sports:
      • Free, family gymnasium activities at Mar Jok Elementary Gym, 10 a.m. to noon
      • Free badminton for all ages at Mt. Boucherie Secondary Main Gym, 1:30 to 3 p.m.
      • Free pickle ball for all ages, at Mt. Boucherie Secondary Ian Snow Gym, from 1:30 to 3 p.m.
    • Family swim at Johnson Bentley Memorial Aquatic Centre
      • Noon to 4 p.m., $5/family

Have an Awesome Valentine's Day For Next To Nothing

Valentine's day is almost here and a ton of people are spending money on things they shouldn't. I am a firm believer in celebrating the holiday and spreading some love, but I do not believe in spending a bunch of hard earned cash. Here is what I do to slash the bill and create a sense of loving festivity.

Save Valentine's from last years clearance racks. I always get boxes of valentines for around .50 cents after the holiday passes and I save them up in the cupboard for next year. My kids hand out cards to classmates and they pick from whichever cards I have in our clearance cupboard.

Give out candy from Christmas as a treat. This one only qualifies to things that have no expiry date or don't expire for a while after Christmas. Here is my trick - two candy canes create a heart shape. So grab a few discount candy canes for less then a buck a box and save them until valentines day. Now you have heart shaped treats and happy kids. Trust me kids don't care if they are from Christmas. They are just happy with treats.

So what about this year if you haven't saved any Christmas stuff or last years Valentine's? Well for those of you with husbands/wives/ or significant other give the gift of a delicious home cooked meal. Make their favorite appies, buy their favorite beverage, create a sensational meal and then watch their favorite movie together. A delicious dessert will top it all off and make the day extra special.

For cheap cards for kids you can grab a booklet of construction paper at the dollar store for two dollars and have the kids cut out colorful hearts and create their own cards. Valentines don't need to be fancy or store bought to bring the same meaning.

If you like buying gifts for all your friends to show them you care I believe a gift that keeps giving is always an excellent choice. I choose potted herbs that can sit on the counter and grow all year providing an awesome gift and healthy addition to any home. You can get nice potted herbs for under $5 at your local garden shop.

For grandparents and other family I suggest a simple hand made plate of cookies decorated by the kids. And if you have family that lives far away pop a card in the mail box to show you care or be sure to set up a phone call.

Remember that Valentine's day is just another day to show you care. It doesn't need to cost a bunch just be creative and show some love. For some more information on wealth management and financial tips please visit https://www.personalcapital.com/wealth-management.