Tuesday, 28 October 2014

List of Free Halloween Printables & Lovable Labels Sale!

Free is the best price, here I have compiled a list of free Halloween printables to keep you and your little ghouls and goblins busy all week long!

















Well I hope you enjoy this list of fun and have an excellent time playing with your little ones!



I love Lovable Labels, they have the highest quality labels for every need imaginable. It is their 5th birthday this month and to celebrate they are having a sale every day for the next 5 days, 50% off the selected product! All you have to do is visit their website to find out the deal of the day!

 http://www.lovablelabels.ca/product/SALE-Fun-Stickies/ Today's deal is on their Fun Stickies only $9.95! Sale ends on October 30th so don't miss out!

Be sure to check tomorrows deal and see the fantastic savings! Visit Lovable Labels all week long!


Monday, 27 October 2014

Homemade Facial Treatments


We all want to look our best, but have you seen the prices of top of the line face cream?!? There is no way I would ever spend 70-100 dollars on a face cream, wash, scrub, etc. I enjoy looking good while not spending a fortune and I think everyone should have the opportunity to do it as well. So here I have a couple simple recipes that cost a few dollars to make for yourself.

Anti-wrinkle Eye Cream

This cream is comparable to the highest quality face creams and can be made for a small fraction of the cost.

2 TBSP Jasmine Oil
1/4 Cup Avocado Oil
2 TBSP Almond Oil
3 TBSP Wheat Germ Oil
2 TBSP Lanolin
2 TBSP Glycerin 
2 Drops Geranium Oil
1 TBSP Olive Oil
1 Vitamin E Capsule 

1. Begin by warming the jasmine oil in a saucepan on low heat.

2. Using a double boiler, warm the avocado, almond, and wheat germ oils and then stir in the lanolin until melted and combined.

3. Add the jasmine oil to the double boiler as well and stir until well combined. Add the geranium, and olive oil and glycerin and then pierce the vitamin E capsule and squeeze contents into the mixture.  

4. Once the mixture is fully combined pour into a 6 ounce glass jar or an air tight container and store in a cool dark place.

Tired Eye Remedy

When you have tired eyes you look older then you are, sad but true, fix that problem after a hard days work or lack of sleep with this easy remedy that costs a lot less then those roll on eye treatments.

1 Cup Boiling Water
2-3 Rose Petals
1 TBSP Witch Hazel

1. Begin by steeping the rose petals in the boiling water for 10-15 minutes. Once the petals have sat in the water give them a squeeze to drain them of any excess and remove the petals. 

2. Add the witch hazel and stir to combine. Once the mixture is well combined dip a cotton ball or a cotton pad in the liquid and apply all around your eyes and then sit back and rest with your eyes closed and keep the pads on your eyelids for a minimum of 5 mins.

These are my two favorite face treatments that are so easy to make and completely affordable. They work so well that I have made people switch from the high priced brand name products to my favorite recipes! Try them you will love them!

Friday, 24 October 2014

Terracycle Rocks!


That is a giant stack of diapers! I won all 460 of those Huggies Pure and Natural diapers through Terracycle. For those of you that don' know about Terracycle they are an absolutely amazing company that recycles all kinds of different packaging and materials and they make it so easy for you to get involved. They give you printable shipping labels for whichever item you signed up to recycle and give you points and chances to win stuff in return.

TerraCycle is a proud triple-bottom line company.

Founded in 2001 by Tom Szaky, then a 20-year-old Princeton University freshman, TerraCycle, Inc. began producing organic fertilizer by packaging liquified “worm poop” in used soda bottles. Since the inauspicious start, TerraCycle has become one of the fastest-growing green companies in the world.
Today, TerraCycle is a highly-awarded, international upcycling and recycling company that collects difficult-to-recycle packaging and products and repurposes the material into affordable, innovative products. TerraCycle is widely considered the world’s leader in the collection and reuse of non-recyclable, post-consumer waste.
TerraCycle works with more than 100 major brands in the U.S. and 22 countries overseas to collect used packaging and products that would otherwise be destined for landfills. It repurposes that waste into new, innovative materials and products that are available online and through major retailers.

TerraCycle's Environmental Benefit

TerraCycle benefits our planet in a number of ways. We divert billions of pieces of garbage from our landfills and incinerators (both of these options produce added carbon and other greenhouse gases) and either upcycle or recycle the waste into new products, which reduces the need for new materials to be extracted from our planet.

How It Works Image
TerraCycle is on a mission to eliminate the idea of waste. We do this by creating waste collection programs (each one is called a “Brigade”) for previously non-recyclable, or difficult-to-recycle, waste. The collected waste is then converted into new products, ranging from recycled park benches to upcycled backpacks.

Please sign up and join us to create a better world. Terracycle asks for nothing more then your trash and provides so many benefits. Sign up and get started today no matter where you are in the world we can all get involved!  SIGN UP NOW!

Thursday, 23 October 2014

Cold and Flu Season Must Have Items!


Cold and flu season is here early and that means you need to be prepared to fight it off, treat, and prevent which means you need to make sure you have what you need to survive comfortably. Nobody likes waking up feeling sick and being completely unprepared to handle the symptoms, I don't think any of us like shopping while we are sick. So stock up before it's too late and here are my favorite items:

  • Ester-C® is a unique and patented form of Calcium Ascorbate, which is created when ascorbic acid (vitamin C) is buffered with calcium.
  • Ester-C® takes Calcium ascorbate and, using a proprietary, water-based manufacturing process, produces a pH neutral product that contains active Vitamin C metabolites (that do not exist in any other form of Vitamin C, including Calcium ascorbate).
  • These natural metabolites provide quick absorption.
  • Ester-C® also functions biologically like other forms of Vitamin C, providing benefits for skin, joint and vision health, cardiovascular support, antioxidant protection and immune system wellness.
 For effective relief of: nasal congestion; sinus pain; headache; fever; body aches and pain; pain of sore throat. Ibuprofen 200 mg / Pseudoephedrine Hydrochloride 30 mg; Analgesic / Decongestant

You must stock up on tissues, even if you don't have a cold the cold air makes for runny noses. Especially if you have kids! 

  • Potent, natural formula helps boost the immune system
  • Clinically proven to fight the onset and symptoms of flu, colds and upper-respiratory infections
  • Fast-acting and free of immune-suppressing isobutylamides, FluShield may be taken the duration of the cold and flu season 
    Derived from Echinacea angustifolia root
    and equivalent to 1,000 mg of dried herb.
    • Supplement drop with Vitamin C
    • Acts as a daily defense to help maintain good health
    • Also available in No Sugar Added
    • Available in 9-piece sticks or resealable 25 and 30 count bags 


     I was very pleased when my son got sick a few years ago to see that Gravol Kids can be given to children at the age of 2. When you have a puking child it is amazing to know there is something you can do about it. And of course regular adult gravolworksgreat but it makes you super drowsy, they have a few other kinds that I haven't tried yet that are supposed to be non-drowsy.


    FOR NIGHTTIME RELIEF OF COLD/FLU SYMPTOMS:
    • Relieves sniffles and sneezing
    • Calms and quiets coughing
    • Eases head and body aches
    • Reduces fever
    • Relieves minor sore throat pain
    • Helps you get the restful sleep you need by relieving major cold/flu symptoms

    • On chest and throat, temporarily relieves cough due to common cold
    • On muscles and joints, temporarily relieves minor aches and pains 

     Fight Fever, Aches & Pains, Earache And More With Children's TYLENOL®.

    Those are all the products I like to keep on hand during cold and flu season, another item is a humidifier and there are millions to choose from depending on your budget. I bought my Sunbeam humidifier for $20 and it does the job in a small room.

    Hand washing is the best thing you can teach your kids to keep germs away and here is a neat way to show your kids how wash for the right amount of time:

    Cover your child's hands in cinnamon to show him/her all the germs that could be on their hands. Now have them wash it off until every "germ" is gone. This is a neat way to show children just how long it takes to wash the germs away!  

    If you need cold and flu products and want them delivered straight to your door you can find everything you need at: Well.ca
    I wish you all the best during this cold and flu season and don't forget to get your flu shots they should be available right away!

Tuesday, 21 October 2014

Rebuilding After Bankruptcy



I am in the middle of my very first bankruptcy and have learned many things from the mistakes I had made. I never had credit cards or anything but I did have loans and payments that just never got made due to terrible circumstances that changed many things in my life. I am now recovering from my poor decisions and had wonderful words of wisdom brought to me by my counselor. He taught me how to rebuild from my bankruptcy and begin climbing up the ladder to being a responsible credit holder. And now I get to share this information with you.

The Secured Credit Card

Once you are getting close to the end of your bankruptcy you can look into getting a "secured credit card" which is a card where you put down a deposit and the credit card company keeps it as collateral in case you decide to stop making payments. The deposit is usually around 300 and they will give you a credit limit of around the same amount varying by card of course. 

The trick to rebuilding with this method is you must use your card every month, whether it is something small like a pizza or bigger and you must pay it off in full on time every month for the next 12 months. Do not stop using the card every month because it brings your credit score back down when you stop using it. After making your payments on time every month for 12 months the credit card company will give you your deposit back to do as you wish and now you have proved to be an excellent creditor. You may be able to get a larger spending limit but be careful because that's how you get sucked into problems again.

The Borrowed RRSP

Another way I was shown is to wait until you are discharged from your bankruptcy, when you receive your discharge certificate take it in with you to the bank and see if you can borrow $1000 to buy an RRSP. The bank may or may not allow this and if they do that is wonderful. The payments on a loan for an RRSP are very low ranging between 2-5% over a twelve month period making your payments very low. As you make your payments each month be sure to make them on time and you can even pay more then your minimum to pay it off faster if you can. 

By the end of the year when you file your taxes you will get an income tax credit of $330 which you can add into your RRSP account. Now this account will begin to gain interest and if you finished paying off the original loan amount you can borrow another $1000 or even $2000 from the bank to put more towards your RRSP. This will create a snowball affect creating this RRSP amount to grow by leaps and bounds over the years. You can choose to keep the money for retirement, use it for your or your child's education, or even a first time home purchase. The amazing things you can do with compounding interest is endless.

Those are two ways you can begin building your credit after a bankruptcy or even now if you have fair credit but nothing to fantastic. Make your payments on time and show you can be a responsible credit holder and soon you will be back in good terms with the credit world. 

Beware that when you begin gaining a good credit record all kinds of creditors begin coming out of the wood work offering credit cards and even those pesky furniture stores can offer what seems like a great deal at the time (no payments for 18 months) but don't get lured into owing money to more places. You can live life simply by loving who you are, what you have, and what you can do. Be proud of what you have achieved and know that you don't need shiny, fancy new things to be amazing.