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Showing posts from July, 2017

4 Tips to growing your small business

As a business owner it is important that you continue to strive towards greater goals. One of your goals is likely to be about growing and expanding your business. To grow your business, you will need to think strategically as well as logistically as to how you can achieve this goal. While growing your business is the ideal outcome, there are things along the way that will need to evolve as well. Perhaps your will need a bigger staff or a larger office space. There are many things to consider which is why we have put together some great tips for growing your small business. Create a mission for your business and let it direct your business. Your mission statement should lend to the values and goals of your business. You will want to create a mission statement that can easily flow with your strategic plan and it should direct your every move. In addition to the mission statement providing you with direction on how to grow your business, it will also inform your customers and ve

The Best Investments For A Comfortable Retirement

Post Have you ever thought about retiring? Of course you have! The thought of sitting on a golden, sandy beach sipping mojitos is all that gets you through the day! But, it isn’t that type of planning that we are talking about here. No, Funky Frugal Mommy wants to delve into the world of retirement planning because most people leave it too late. And, the thought of scrimping and saving in your old age should be enough to kick start you into action. To ensure that the dream retirement plan is possible, you need the cash to fund the venture. With that in mind, below are the investments everyone should consider. Private Pension Plan Because a public plan is available to everyone, some people bother with a backup arrangement. As far as retirement planning goes, this is the worst mistake to make because the benefits of a private pension are wide-ranging. Have you ever heard of superannuation? No, well a superannuation advisor is a person that can increase the growth of your re

A Frugal Guide To Coping With Empty Nest Syndrome

Image credit Some of the happiest years of our lives are spent making a house a home. It’s a slow process that takes years and often decades. It’s the process of turning a shell of wood, brick and stone into a place of love and laughter, tears and tantrums, magic and memories. It’s where we watch our families grow from chuckling babies to adults with hopes, dreams and responsibilities of their own. When our kids grow up and leave to go to college or start new families of their own then the dynamic of the family home can start to change. The space that was so necessary when it was shared with a whole family can seem cavernous if you’re suddenly left on your own. If you’ve been a single parent all these years then it can also mean that you’re left with more home than you can afford. Here are some ways you can beat those Empty Nest Syndrome blues, while saving some money to spend on the things that will make you happier. Purge your possessions with a yard sale As we get ol

Getting Ready for September

  Tips and pointers to prepare for the first year of post-secondary The high school year is not quite done, and no doubt soon-to-be graduates are thinking more about their prom and graduation parties than they are their pending arrival in the post-secondary world. But school choices are now in, and once summer vacation hits it will be time to start thinking about and preparing for their first year after high school. “Post-secondary school is not like high school, and the workload, expectations and independence can catch some students off guard,” says Heather Cummings, Executive Director, Student Success, Fanshawe College. “Dedicating a little bit of time over the summer to get ready and familiarize yourself with your new school can make a huge difference once classes start after Labour Day.” Fanshawe offers the following five tips to help recent graduates get ready for their first year:    1.     Be social.  To

3 Benefits of Joining a Hobby Group

A positive, enriching hobby that you enjoy delivers amazing mental health benefits. Yet, Dr. Jaime L. Kurtz  points out that hobbies are declining because Americans have no free time. The problem, according to Dr. Kurtz, is that we waste time and create the illusion of being too busy for hobbies. The truth is, most people do have enough time to engage in a hobby, and you should make more time for these activities to reap the benefits to your health and well-being. Not convinced? Keep reading to learn more about three benefits of joining a hobby group. 1. Hobbies Give Us a Sense of Control Between work and home, we often feel that we don’t have much control  over our lives or our time. Hobbies empower people to choose how to spend their time, which projects to work on, and the level of creativity they put into them. Pursuing hobbies alleviates the frustration and intimidation we feel at work and in life in general when we feel a loss of control over our time or our action

Family Transitions: Tips For Moving An Aging Parent Into Your Home

As our parent's age, we want to do what is best for their wellbeing. And while this care takes on many forms, many adult children are now living with their aging parents. This transition is much like other life milestones -- there are pros and cons. "One out of every four caregivers lives with the elderly or disabled relative he or she cares for," Mard Naman writes for Caring . "This arrangement can have many positives. If your parent or other loved one is still relatively healthy, he may be able to babysit or otherwise help around the house, contribute financially, and get to know your children in a way that would never be possible with only occasional visits." So, if you decide that this is a potential step for your family, what should you consider? The following are some of the most important steps that you should take before opening your home to your elderly parents or in-law. Build a Budget: To make the transition as stress-free for everyone invol

How to Have Fun with Arts and Crafts on a Budget

Arts and crafts are a lot of fun, but it can sometimes be costly to buy all of the crafts and materials you need to get started. However, you don’t need to spend a lot of money to have with arts and crafts. You and your family can get started and have a lot of fun without breaking the bank. Don’t fall into the trap of thinking that you need to do everything that all those fancy blogger and vloggers are doing. It’s often more fun to go back to basics. Here are some tips to help you out. Start with What You Have in the Home It’s probably possible for you to do some art and craft work without even having to buy anything. Most of us have some equipment and materials that have been lying around the house for a long time. It definitely makes sense to make use of this stuff before you start thinking about spending money on other items that you might want to use. If you use what’s in the home, you can get started without spending a dime. Image Source Focus on Crafts That Make U

July Swago INTL

Swagbucks is holding their monthly Swago promotion starting Monday, 24 July at 9am PDT! It's just like bingo, but in this case you're filling out squares as you earn points on their site for doing things you already do online. If you're thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it.     The best part is that the points you get can be used to get free gift cards to places like Amazon, or PayPal cash!  Fill up your board and then submit your pattern to get even more points - if you can fill in the whole board, you get a 300 SB bonus!  Click here  to sign up and get started! If you sign up through my link and earn 300 SB before the first of next month, you'll get a bonus 300 SB!

5 Tips to helping your children understand life under water

Helping kids understand wildlife and underwater creatures can be a joy as it opens their eyes to a world outside of their own. Children are full of wonder and their innocence can be endearing. Teaching kids about life and all that it entails is something that is time consuming and never ending but can also be a lot of fun. This article will help point out some ideas and ways in which you can help your kids understand life under water in a fun way. Purchase an aquarium. Aquarium's allow children to see that fish and other creatures live in water. Be sure to choose an aquarium that is big enough that your kids can see the fish swimming around. You will also want a tank that can hold a filter and some type of feature that the fish can enjoy. Involve your child in the purchasing process and let them help you pick out some of the items for the tank. To learn more, check out . While shopping, you can teach the childr

Kitchen Tips For The Tidy Cook: More Food With Less Mess

Your kitchen is the heart to that almighty balance in your life. It’s what your everyday life boils down to - cooking and eating, making dirty and cleaning up, giving and taking. If you were to look for meaning in your life, you should steer far away from the kitchen as nothing will strike you as more trivial and meaningless than the process of cooking, eating, and cleaning - holistically speaking. Image from: Pexels To be able to enjoy it, you need to give in to the pointlessness of it all and accept it for what it is; life’s simple pleasures and the steady rhythm of routines. Make use of these kitchen hacks to enjoy it without all the mess, and look forward to cooking up a lot more meals in the future . The food scraps bowl Sure, you’ll find a ton of smart products, foldable chopping boards, and DIY composts to clean up your cooking a bit, but you don’t actually need all of this. A simple paper towel is able to make your life easier - and you don’t even have to log in to