Skip to main content

Can’t Afford Your Veterinary Bills?

dog-91765_960_720.jpg

Pets can be a part of the family and looking after their health can be important. But a trip to the vets isn’t cheap. Vaccinations and check-ups can start to add up, whilst surgery can cost hundreds – sometimes even thousands – of dollars. Fortunately, you don’t have to forgo a trip to the vets and there are plenty of measures out there that can make veterinary bills more affordable. Here are just a few.

Shop around

Don’t feel that you have to stay loyal to one vet. When it comes to big costs like surgery, it can often be worth shopping around for prices as treatment costs will differ from clinic to clinic. You may find a specialist veterinary centre which can carry out treatment for less.
You can also often shop around for pet medication. This can useful with prescriptions. That said, you should be wary of buying online as there are lots of fake drugs out there. Always buy from an established seller and read reviews from fellow pet owners to ensure that it’s not a scam.

Ask about instalment payments

Many vets will offer the opportunity to pay for treatment in instalments. This may allow you to afford expensive treatment by spreading the total cost out over several months. Just be sure to pay off these instalments on time as it could damage your reputation with the vet and possibly prevent you from paying in instalments in the future.

Take out a loan

Another option could be to take out a loan. For emergencies, sites like Really Bad Credit Offers may come in use, allowing you to take out a loan even with a bad credit score. If your score is clean and you have the time to shop around, you may be able to get a low-interest loan instead. Also consider borrowing money from friends and family as this could be interest free.

Consider CareCredit

Of course you can pay for treatment on credit card too. However, it may be more beneficial to take out a specialist card as provided by CareCredit, which is interest free. Such cards can only be used on medical costs – which includes veterinary bills. You usually have to spend a minimum amount on them per year, but considering that they can be used for all medical costs, you’re likely to get your use out of this card.

15828760142_8691f6af68_b.jpg

Is pet insurance worthwhile?

Pet insurance can be handy for covering all veterinary costs, but you have to make sure that the fees are worth it. The older the animal is, the higher the rates are likely to be. It’s rarely worth taking out insurance with these older animals, however you may be able to save a lot of money by finding a fixed rate insurance scheme for a young pet such as a puppy or a kitten. These schemes aren’t easy to find and breeds that are prone to common problems may be more expensive to insure.

As pet insurance rates can vary widely, it’s worth using sites like Go Compare to get the best deal. Look out for catches such as treatments that aren’t covered or penalties for making a claim. Also make sure to read reviews from users.

Like any other insurance scheme, you can also raise your deductible to lower rates. You will have to pay this deductible amount each time before making a claim, but this could still help to make treatment more payable.

Get help from a charity

If none of the options above work for you, don’t despair as you may still be able to seek help from a charity to cover the costs. There are lots of animal charities out there such as Blue Cross that specialise in negotiating treatment costs. In other cases, a charity may be able to pay some of the treatment’s cost. Ask around local charities and tell them about your circumstances and whether you’re eligible for help.

Have you tried your local veterinary college?

This one’s a bit of a long-shot but you could get lucky. Veterinary colleges need animals to train on and regularly reach out for volunteer owners and their pets. You usually won’t have to pay anything for treatment. Keep an eye out for ads that are looking for animals to train on.

Comments

Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good.  Don’t knock the simplicity this dish is sweet and salty and savoury all in one. The best Bandera Bread you can make is at home in your own oven, it costs Pennie’s on the dollar making it a frugal craving fixer that anyone can create!   Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour 1 pinch of salt  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar and pinch of salt in the mixing bowl and let stand for 5 minutes. Add the flour and salt

Affordable Ways To Make Your Home Look Luxurious

How do they do it? Professional designers seem to pull it off so effortlessly, but how will you make your home look more luxurious? You could just employ a professional or you can personally undertake the task of transforming your home into a place of luxury on a budget. In order to save money on your purchases, be creative and vigilant in your pursuit for the perfect style. Follow our budget-friendly ways for making your home a vision of luxury. Think it through, choose a style Luxury look isn’t enough to go on, so before you start shopping and wasting your money on furniture and decorations you might not even use in the end, first do some research. Go online and do some window shopping and find which style is more to your liking . An elegant Victorian style or something more modern and chic? Don’t get me wrong, you may want to mix and match, but before you commit by buying anything, consider what look you are going for. White is the color of elegance Choosing white as yo

DIY Table Revamp

I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!