Skip to main content

Can’t Afford Your Veterinary Bills?

dog-91765_960_720.jpg

Pets can be a part of the family and looking after their health can be important. But a trip to the vets isn’t cheap. Vaccinations and check-ups can start to add up, whilst surgery can cost hundreds – sometimes even thousands – of dollars. Fortunately, you don’t have to forgo a trip to the vets and there are plenty of measures out there that can make veterinary bills more affordable. Here are just a few.

Shop around

Don’t feel that you have to stay loyal to one vet. When it comes to big costs like surgery, it can often be worth shopping around for prices as treatment costs will differ from clinic to clinic. You may find a specialist veterinary centre which can carry out treatment for less.
You can also often shop around for pet medication. This can useful with prescriptions. That said, you should be wary of buying online as there are lots of fake drugs out there. Always buy from an established seller and read reviews from fellow pet owners to ensure that it’s not a scam.

Ask about instalment payments

Many vets will offer the opportunity to pay for treatment in instalments. This may allow you to afford expensive treatment by spreading the total cost out over several months. Just be sure to pay off these instalments on time as it could damage your reputation with the vet and possibly prevent you from paying in instalments in the future.

Take out a loan

Another option could be to take out a loan. For emergencies, sites like Really Bad Credit Offers may come in use, allowing you to take out a loan even with a bad credit score. If your score is clean and you have the time to shop around, you may be able to get a low-interest loan instead. Also consider borrowing money from friends and family as this could be interest free.

Consider CareCredit

Of course you can pay for treatment on credit card too. However, it may be more beneficial to take out a specialist card as provided by CareCredit, which is interest free. Such cards can only be used on medical costs – which includes veterinary bills. You usually have to spend a minimum amount on them per year, but considering that they can be used for all medical costs, you’re likely to get your use out of this card.

15828760142_8691f6af68_b.jpg

Is pet insurance worthwhile?

Pet insurance can be handy for covering all veterinary costs, but you have to make sure that the fees are worth it. The older the animal is, the higher the rates are likely to be. It’s rarely worth taking out insurance with these older animals, however you may be able to save a lot of money by finding a fixed rate insurance scheme for a young pet such as a puppy or a kitten. These schemes aren’t easy to find and breeds that are prone to common problems may be more expensive to insure.

As pet insurance rates can vary widely, it’s worth using sites like Go Compare to get the best deal. Look out for catches such as treatments that aren’t covered or penalties for making a claim. Also make sure to read reviews from users.

Like any other insurance scheme, you can also raise your deductible to lower rates. You will have to pay this deductible amount each time before making a claim, but this could still help to make treatment more payable.

Get help from a charity

If none of the options above work for you, don’t despair as you may still be able to seek help from a charity to cover the costs. There are lots of animal charities out there such as Blue Cross that specialise in negotiating treatment costs. In other cases, a charity may be able to pay some of the treatment’s cost. Ask around local charities and tell them about your circumstances and whether you’re eligible for help.

Have you tried your local veterinary college?

This one’s a bit of a long-shot but you could get lucky. Veterinary colleges need animals to train on and regularly reach out for volunteer owners and their pets. You usually won’t have to pay anything for treatment. Keep an eye out for ads that are looking for animals to train on.

Comments

Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good. Try some of these great recipes too!  Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar in the mixing bowl and let stand for 5 minutes. Add the flour and salt and mix until a ball of dough forms. Roll ball onto a floured counter top and knead for a couple minutes.  2. Put dough in an oiled bowl and let rise for 30 mins in a warm place with a clean cloth draped over top. While your doug

DIY Table Revamp - Guest Post

Hi all! I'm Tiffany from This Motherhood is Brought to You by Xanax and I am so excited to be a part of the Guest Post Swap and to be Amanda's swap partner! I love love love her idea on how to make indoor snowballs with egg cartons. I am definitely going to have to try that with my kiddos since my smallest one has decided that it has to snow for Christmas. Poor baby doesn't know snow is hard to come by in Alabama :( For my guest post I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!

Amazing Ways To DIY Your Nails In The New Year

Having beautiful fingernails can really boost a woman's confidence. Not only do they feel sexy and sassy but they look well maintained and professional. There are a number of different styles of manicures you can get done professionally but they can be costly and if you are trying to stick to a budget and save money it is best to give DIY a try. These beautiful nail designs are easy to do and look fantastic. There are some that are more intricate and some that are simple but all will be amazed that you made them yourself. Try using small gems and crystals at the tips to add a touch of sophistication.  Tips make a world of difference and they can be as easy as you wish. There are so many beautiful polishes that have amazing colours you can match. These simple nail designs can be done by any busy lady and make a lasting impression to anyone who comes across them. Hot Beauty Health has all the instructions for these super simple nail designs. There are a large number