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Showing posts from October, 2017

Banks Warn Tech-Loving Customers To Use Budgeting Apps With Caution

Technology has made it easier than ever to stay organized. With a few taps or even a simple voice command, you can streamline your to-do list, fill in your calendar, or ask Siri to jog your memory. Our devices have made work easier too, as is evidenced by the  67% of warehouses that use mobile gadgets  to manage their inventory. And of course, it's becoming more common for families to keep track of their spending on their phones and tablets. But even though financial apps can make budgeting a breeze, many banks are now warning that some apps may hurt instead of help. Some of us don't think twice about allowing an app access to our personal information, especially when we think we can trust its credentials. After all, letting an app access your Facebook friends list or send you notifications seems innocent enough. But many budgeting apps offer to analyze your spending to help you make smarter decisions. To do this, the  app requires you to link your bank account  to the a

Brace Yourself for Your Teenagers' Dental Requirements

Photo Source Your kids teenage years still see their teeth developing, but it’s harder to monitor their dental health than ever. Think about it. When your children are young, you can control what they eat. They have what you give them, meaning that you can limit the amount of sugary foods and drinks that they consume. When they’re teens, they can spend their lunch money away from your prying eyes and may pick up junk food without you even knowing it. What’s more? Their baby teeth are out, and their adult teeth are establishing themselves, meaning that this set of gnashers are the permanent ones that they’ll have to live with for a lifetime. You want to ensure that they are as clean and healthy as possible in order to guarantee their proper functioning for the rest of your child’s life. Here are a few ways that you can help out. Tools for Thorough Cleaning Teens can be lazy, we all know that. They are unlikely to put in the proper effort required to clean their teeth effecti

Should You Buy A Fixer-Upper? How To Assess The Real Cost

House hunting is a nearly inevitable part of life, especially when growing a family. The average American moves about  12 times in their life , and different types of homes often correlate with different stages of life. If you are looking to abandon the apartment life but still pinch pennies, a fixer-upper might be an attractive option.  But is it a viable option for your family? This guide will help you assess a potential fixer-upper and decide if the initial price is worth the work.  Why Buy A Fixer-Upper? First-time homeowners, or those with a specific home vision, might love the price and challenge that a fixer-upper offers. These homes are almost always available for a lower price than a pristine house, offering you the opportunity to save on the upfront cost. Once the home is yours, you can break out your tools and get to work on renovations.  But while  40% of homeowners  across five of the nation's biggest centers plan to renovate this year, not every remodeling

Change the Clocks Not Your Mood with These 5 Steps

As we prepare to switch the clocks and “fall back”  this  November 5 , many of us may give up more than an hour of daylight. We may be giving up our good mood.  Many people mark the clock change as the start of more darkness, cold weather and anxiety over holiday schedules and holiday shopping and travel. Dr. Saman Hafeez, a NYC based licensed clinical psychologist, teaching faculty member at the prestigious Columbia University Teacher’s College and the founder and Clinical Director of Comprehensive Consultation Psychological Services explains how setting the clocks back is, for many people the start the winter blues and offers tips on how not to slip into a funk. Set a sleep regimen. Less daylight affects our mood and the further north you go the more intense it is. Dr. Hafeez explains that around 3 million people are affected by some form of Seasonal Affective Disorder. It’s more common in women than in men and it often lingers throughout the entire winter. How to beat it

7 Smart Ways to Prepare Your Home for Winter

You’re switching out flip-flops and beach towels for boots and wool blankets. There’s a 30% off coupon on your fridge with bulk hand-sanitizer and Kleenex purchase written all over it. For the umpteenth time, you wonder how on earth the kids could have grown so much since last winter, while the mental list of what you and your family need for this year just keeps growing. Remember the time your daughter had three friends over and heavy rain turned unexpectedly to ice and sleet? That spontaneous tween sleepover almost broke you — even before groaning branches eventually took out the power lines! Then there was the night your son slipped coming up the front stone steps with an armful of books. Thank goodness your dentist has on-call hours. You may not be able to prepare for every surprising turn of event this season, but there are some smart precautions you can take to ready both home and family for winter’s elements — and keep hair-pulling frustration at bay. 1. Service

What Are The Baby Blues?

During pregnancy and after the birth or adoption of your baby, you may feel happy and excited. It is normal for new parents to have lots of different feelings and emotions. It is common to experience the "baby blues" which can include crying for no apparent reason, rapid mood swings (happy one minute and sad the next) and feelings of anxiety. These feelings usually don't last more than a couple of weeks, but for some mothers these feelings may get worse or not go away.  This might be depression. Depression can begin in pregnancy, right after birth or anytime within the entire first year after birth. Up to one in five women experience a significant depression in pregnancy and/or following childbirth. What to watch for:  The symptoms can range from mild blues to total despair. Feeling sad, anxious or crying a lot Feeling guilty, worthless or hopeless Finding it hard to focus or concentrate Feeling like you have no energy Not wanting to be with your fam

Balancing Buyer Budget With Your Biggest Needs

( Image Source ) When you start looking at buying a home, it’s very common to write down a list of the requirements you have for the new place. During your hunt, this list will make it a lot easier for you to eliminate houses from the equation, making choosing a simple job. Or, at least it should. Of course, though, when you make a list like this, you also have to take your budget into account. The realistic outcome of your purchase could be far from the dreams you have. But, fear not, as this post is here to help you. It will be exploring some of the best ways to balance your budget with the things you need, enabling anyone to cut the costs of their property. A New Location The value of the land a home is on is one of the largest factors used to determine the price of the place. Schools, hospitals, and other local services help to boost land value, while other aspects, like the surrounding area and natural beauty, have an impact, too. Thankfully, though, you don’t often

Beat The Fall Blues

How are you? The summer weather is finally winding down, the temperature is dropping and even the best of us can get a little down . The “fall blues” are characterized by mild depression, lack of motivation, and low energy that many people experience during the fall . Luckily, there’s a lot you can do to prevent the overwhelming feeling of fatigue and solutions to get yourself back to normal! Dr. Christopher Calapai , D.O., an Osteopathic Physician board certified in family medicine, anti-aging medicine and chelation therapy  explains, lack of sunlight, diet change  and  a decrease in exercise are the main reasons people fall victim to this phenomenon . Here are a few basic recommendations from Dr. Calapai that are easy to implement into one’s daily life to beat the blues: 1.       Get sunlight:  Due to shorter days and less sunlight, you may begin to lack vitamin D, which increases melatonin and fatigue. Sunlight is one of the best sources of vitamin D, so get it as much