Skip to main content

5 Lifestyle Changes That Can Help You Save Money



Trying to achieve financial and health goals you have set for yourself? The ideas discussed here can help you make positive changes in your lifestyle that will help you save money and maintain a balanced life.

When you stay fit, it's not just your waistline that profits. A healthy body and lifestyle can also make you rich. In fact, you’ll be a pro at saving money.

Trying to stay fit both physically and financially is quite similar. Simply eat fewer calories than you burn, and you will stay in shape. Spend less than you make and you will save.

If you're working your way towards a financial goal, like planning a tour, saving for retirement, setting up a savings fund, or for emergency situations, you need to make certain changes to your lifestyle. You can start keeping money aside that will help you in the long term.

However, that does not necessarily mean that you have to give up your everyday expenses.

Here are 5 easy way you save money by making slight changes in your lifestyle. The best part is that you can start today!

1. Start working out

Exercising can set the basis for a healthy lifestyle and also save you a lot of money on the side.
Exercising at home rather than paying a huge amount of gym fee will help you save extra money.

Founder of the men's fitness magazine, Kelan Kline, along with his wife Brittney, set a goal at the beginning of the year to lose 40 pounds. With a desire to lose weight along with being frugal, Kelan decided to spend as less money as possible in the process of losing weight.

Rather than paying for the monthly private gym membership, he and his wife became members at the local college gym for only $45 per month. Simultaneously, they also started their own outdoor exercise regime that included swimming, cycling, jogging, biking and running at the local park for free.

The best part about ‘no-equipment, at home workout’ is that you can start anywhere, and you don't have to spend a lot of money either.



2. Give up one bad habit


When you’re searching for methods to save money without making significant changes to your lifestyle, start by giving up one bad habit that is affecting your life and wallet both.  

Michelle Clardy, the senior editor at the Savings and Sangria blog, says, smokers should consider giving up this habit as it will bring a positive change in their lifestyle and save them money too.

Let's hypothesize you spend $7 dollar a day on cigarettes. If by chance you decide to give up, you could save $2,555 dollar in a year. And if your insurance costs also reduce by $100, then you could save another $1,200 dollars. Being able to save this much money, you can easily fund your retirement account.

Other bad habits that you can give up to save money may include, letting go of alcohol, soft drinks, and poker. These not only are bad for your health but also your wallet. Giving up these bad habits will spare you a lot of money that you can put aside in a fund. Also, browse online fashion stores and grab the best deals on clothes,accessories.

Small changes to your lifestyle can go a long way if you stick by them and implement it in your daily life. Savings is useful for a luxurious present and a better tomorrow.

3. Stop eating out

Eating out every other day can seriously affect your budget. A report published by theU.S Department of Labor Consumer Expenditure Survey, people spend nearly 44 percent of their total expenses on dining out.  Apart from emptying your wallet, it's easy to add on extra calories if you're not careful of what you eat.

Experts at Capital Management firms suggest making changes in your eating habits will help save money. It might be difficult to adjust to a new change in the beginning, but you will eventually observe a growth in both your health and finances.

You can start meal planning by going through cookbooks and various websites. Set your meal plans a week ahead you go grocery shopping. At first, it will consume most of your time, but once you get used to it, it will hardly take 10 to 20 minutes.


4. Consume Fresh Food

Preparing your meals at home is a great lifestyle change to save money, yet to benefit from this habit it's important to choose the correct ingredients. This simply means, avoiding frozen food items, and processed food. Opting for organic products is a lot expensive is just a myth.

Many people think thateating healthy will cost them a fortune, but the fact is that you can eat healthy and fresh while staying on a budget as well.

A report published by the Consumer Reports says, that not all organic products are expensive, it all depends on where you purchase and what you purchase.

Eating healthy and fresh is all about making the right choices.  Instead of purchasing the unhealthy processed food, spend your money on vegetables and fruits like; carrots, celery, oranges, melons, spinach, grapes, vegetables like onions, eggplants, cabbage, mango, and avocados are grown organically and without any pesticides.

Healthy eating and keeping a track of your calorie count are two lifestyle changes that will boost your health and help you save money.



5. Take advantage if medical facilities


Another great way of saving more and spending less is availing the health benefits provided by your job. Many companies offer health insurance to their employees. If you're lucky enough to work in any one of these companies, make the most of this opportunity and save yourself lots of money.

Health programs are developed to provide incentives to employees to maintain good health and lifestyle. Basic benefits may include a gym membership, free health insurance, and rewards for achieving certain health goals to keep you from smoking, drinking alcohol and encourage you to lose weight.

If you're considering making lifestyle changes to save money, then you cannot ignore a health savings account (HSA).
These health funds can be useful in emergency health conditions, or you can save for future health expenditures too.

Contact your manager regarding the medical benefits your company offers and explore new ways to save money without making drastic changes to your lifestyle.

When you're working towards a financial goal, it's important to know what changes you can make to your lifestyle. It's not necessary to apply all these changes to your life. However, if you can adopt 2-3 habits, you can easily make positive changes in both your physical health and financial health. 

Comments

Popular posts from this blog

Copycat Boston Pizza's Bandera Bread

Have you ever had a craving for something but then once you looked at it you realized, I can make that myself for next to nothing? That's how I felt last night I thought about ordering in some food but then realized I really don't want to spend any money. I really wanted pizza bread from Boston Pizza. So I recreated it and oh my goodness was it ever good. Try some of these great recipes too!  Pizza Bread Dough 1 cup warm water 1 tsp instant yeast 1 tsp sugar 2 cups flour  Seasoning 1 tbsp melted butter 1 tsp garlic powder 1 tsp onion salt 1 tsp parsley 1 tsp rosemary 1 tsp basil 1 tsp oregano 1/2 tsp sugar 1. Combine the water, yeast, and 1 tsp of sugar in the mixing bowl and let stand for 5 minutes. Add the flour and salt and mix until a ball of dough forms. Roll ball onto a floured counter top and knead for a couple minutes.  2. Put dough in an oiled bowl and let rise for 30 mins in a warm place with a clean cloth draped over top. While your doug

DIY Table Revamp - Guest Post

Hi all! I'm Tiffany from This Motherhood is Brought to You by Xanax and I am so excited to be a part of the Guest Post Swap and to be Amanda's swap partner! I love love love her idea on how to make indoor snowballs with egg cartons. I am definitely going to have to try that with my kiddos since my smallest one has decided that it has to snow for Christmas. Poor baby doesn't know snow is hard to come by in Alabama :( For my guest post I wanted to share a little DIY with you guys that involves duct tape! A few months ago my daughter's little chair that goes with her table she sits at every day tore and she made it worse by pulling all of the stuffing out of the seat! What started out as a quick fix turned into a great idea. She loved her seat so much that she has now decided that her table has look cool too so being the smarty pants that she is, she tore her table!

Amazing Ways To DIY Your Nails In The New Year

Having beautiful fingernails can really boost a woman's confidence. Not only do they feel sexy and sassy but they look well maintained and professional. There are a number of different styles of manicures you can get done professionally but they can be costly and if you are trying to stick to a budget and save money it is best to give DIY a try. These beautiful nail designs are easy to do and look fantastic. There are some that are more intricate and some that are simple but all will be amazed that you made them yourself. Try using small gems and crystals at the tips to add a touch of sophistication.  Tips make a world of difference and they can be as easy as you wish. There are so many beautiful polishes that have amazing colours you can match. These simple nail designs can be done by any busy lady and make a lasting impression to anyone who comes across them. Hot Beauty Health has all the instructions for these super simple nail designs. There are a large number