Funky Frugal Mommy

  Being a parent in a big city might be challenging, but you don't have to do it alone. You could consider some advice about the resources listed below for assistance with education, employment, child care, money, emotional well-being, and parenting skills. Making child-rearing decisions that represent your ideas and values as a parent, your child's age, and the stage of development is what positive parenting is all about. However, New York is a huge city. It is pretty challenging to live and raise a child here. At the same time, New York is a family-friendly city where you don't have to stop enjoying your life. On the contrary, you can incorporate your children into almost everything. Thus, make sure to  check out the 7 things to know about parenting in New York City . New York is a family-friendly place Living in New York with children may be difficult. The possible reasons might be the noise, too many cars, the inability to catch a cab, or just the sheer vastness of the

  image source Only 54% of people have life insurance policies. Many people decide they don't need life insurance because they have plenty of money, while others think it's too costly.  Life insurance is a vital form of protection that most people should have. It provides a cash payout to a family when the insured person dies, and it can help a family in many ways.  If you begin comparing insurance options, you might wonder, "What is term life insurance?" Term life insurance is one of the most common forms of life insurance, and it might be the right choice for you. Read on for a guide that explains what it is and the benefits it provides. What Is Term Life Insurance? A life insurance policy provides a cash payout when the person named on the policy dies. However, it offers only one payout, which doesn't occur until death.  There are several types of insurance policies you can choose from when you want to buy life insurance, including term life and wh

  Image Source Over 1.7 billion people from all over the world are living off-grid. Some have chosen to go off the grid and live a sustainable lifestyle. Others don’t have access to these utilities and must live off the grid. If you are thinking about going off the grid, read on for the five steps you will need to take. What is Off-Grid Living? When you go off the grid, you no longer rely on anybody else for your utilities. This means you provide your electricity, water, and gas. Some folks supply their own food as well. 1. Make a Plan Before you get started, you need to make a plan. An off-grid lifestyle will save you money in the long run, but the initial costs can add up. Set your budget before you begin. Decide everything you want to do to be self-sufficient. This will include planning a garden and picking out solar panels. You may also need to buy new energy-saving appliances. Handle small projects by yourself but plan for professional help along the way. 2. Choose Your Location

Online shopping has been changing more and more these days and now you can buy and sell name brand clothes much like a consignment store from the comfort of your own home. So what are the bonuses of being able to consign from your couch? You know where your items are at all times (in your closet, waiting for their new home) they are handled with care, there is very little overhead fees and you can decide how much you sell the items for.  When selling in a brick and mortar style consignment shop you don’t get much say in how the sale happens, where your items are stored or how much you will make from every sale. By selling on  Queenly  you have all the power and can make the most profit from your high style fashion pieces. Another down side to selling in a retail store is the changing of the seasons, many items are pushed back into storage and not seen until the season rolls around again. If you shop on Queenly you can shop for your Christmas dress in summer or your summer dress in wint

Given that you will likely spend a lot of time outdoors this spring, it's important to improve its state and ensure that it looks and feels amazing. This way, you will be happy to have friends and family over whenever you all have the time for a small get-together. Here are five ways in which you can design a stunning and budget-friendly outdoor space this spring. Install Outdoor Turf Because it doesn't grow or spread, artificial turf is beautiful and vibrant without being fertilized on a regular basis. Turf will remain lush, green, and toxin-free. Harsh fertilizers can also have a disastrous effect on the local environment, causing an overgrowth of algae in streams, rivers, ponds, and lakes. This is why you should consider turf for your lawn so you're sure you will have a good-looking lawn without spending money that you could save. Add an Outdoor Feature Whether you get a bird feeder or a water feature, you can play up your outdoor space with a simple feature. You could

It can be a struggle for families to make ends meet when facing money challenges. However, there are moves that can alleviate stress caused by financial issues.  To help consumers address some significant economic pain points,  MyBankTracker.com  releases a guide detailing intelligent decisions to improve financial health. Find the guide:  Worried About Your Finances? 7 Smart Money Moves to Make Now MyBankTracker’s recommendations include: Opening an online high-yield savings account :  It's essential to have money saved for a rainy day. But traditional savings accounts may not be the best options. Instead, consumers may consider an online high-yield savings account, which offers competitive interest rates, minimal fees, and low minimum deposit requirements. Finding cheaper car insurance options :  Car insurance costs can eat into the family budget, so shopping around for  cheaper car insurance  is often worth the time invested.  Buying an affordable life insurance policy :  Securi

Image Credit Deciding to move to a senior living or retirement community can be a difficult one. It is a major change in life, and there are many things to consider. So how do you know if you are ready for it?  This blog post will discuss 7 tips that will help make the transition easier for you. Follow these tips, and you will be able to enjoy all the benefits that come with living in a retirement community! Visit the community beforehand Since moving to a retirement community is such a big decision, it is essential that you visit the community beforehand. It will give you an opportunity to see what the community has to offer and if it is a good fit for you. You can also get a feel of the community and meet some residents.  When you are visiting, be sure to ask questions about their amenities, services, and activities. Also, ask about the moving process and what resources are available to help you transition smoothly into the community. Personalize your living space Once you move into

  Orthodontics implies a period of transition for a youngster or adolescent. Braces mean having straight teeth for life and preventing jaw-related issues caused by inadequate alignment. Even though it may be exciting to choose colors for the elastics, there will undoubtedly be an adjustment period for your child while transitioning to braces. Regardless of how beautiful your child's smile will be in the future, the hardware can be downright painful at times. Here's how you can help your child adjust to braces and cope with pain. Help your child with their cleaning routine Even if your child has always been meticulous about brushing their teeth, you may discover that they tend to become less attentive when wearing braces. It is because braces necessitate a lot more effort on your child's part . Namely, they will frequently need to use specific brushes to clean between the wire and their teeth and around the braces. It can be a time-consuming and monotonous process that the