Friday, 7 July 2017

No More Kids Dying In Hot Cars



What is eClip?

eClip is an innovative device that is easily attached inside the car to help remind parents to remove their baby from the car seat. It is the first low-cost device that helps prevent parents and caregivers from accidentally leaving a young child in the back seat of the car.



Using low energy Bluetooth and advance patent pending technology, eClip is able to detect when you walk more than 15 feet from your car by alerting you through an interactive app on your Smartphone. The eClip also monitors the temperature in the back of your car to keep it safe and comfortable for your baby.

Why the eClip?

Accidentally leaving a child in the car happens too often to loving families each year. Since records were taken in 1998, more than 700 young children have unnecessarily died by being forgotten in cars. Fortunately, this is a tragedy we can help prevent.

How does eClip attach?

Setting up eClip for daily use is extremely easy and only takes a few seconds. Simply attach eClip to a car seat, regular seat belt or diaper bag. You can attach it to even more places with the accessory strap that is included in the box. The on/off switch is designed so a child cannot accidentally turn it off and there are no small parts that pose a choking hazard.

Photos, Video and Website:

Click here for more detail about how you can take action: http://elepho.com/ks


Click here for a video demonstrating eClip: http://buff.ly/2rjIqvL

Answers With A Psychic


There are times when you might want to know what life has in store or to get an idea as to the direction your life might be taking. It could be questions about a career or concerns about a relationship. There are psychics you can call on the phone who can give you a bit of insight as to what you might be able to expect in your life with only a bit of information from yourself offered. When you talk to a psychic by phone, keep in mind that the person won't give every detail that you want to know. The psychic probably won't even be able to give a direct answer to something that you ask, only an indication that you can read into, such as a direction of where your career might be headed. It's up to you to use the information in the best way that you see fit as it relates to your life.

Prepare your mind mentally for the reading that you're about to hear. Some psychics will use cards during the reading, but you might not know what the person uses since you're on the phone. Spend some time in the days before your reading to clear your mind. This will make it easier for the psychic to get an understanding of your life and allow you to be a bit more receptive to what you hear.

While you're on the phone, try to sit in an area where you're going to be relaxed. Turn off your television and other electronics. You should also call when no one else is at home so that you have a quiet environment without a chance of interruptions. It's common to be nervous. The psychic might tell you things about your family and things going on in your life that you don't expect. Try not to let your nerves get the best of you as you listen to what is said. You want to ask the right questions during the reading. Avoid asking questions that will give an answer with one or two words as this will shorten the reading and lead to nowhere with answers to questions that you have.

Thursday, 6 July 2017

Better Business Bureau Warns Against Summer Home Improvement Scams!


Summer is a time for fun in the sun, family camping trips, and for many homeowners: home improvements. While the majority of homeowners upgrading their property -- a total of 64% -- are addressing the back lawn, home renovations occur in all areas of a home during this warm season.

But homeowners beware! According to information from the Better Business Bureau (BBB), summer is also the most popular time for home improvement scams. The organization calls these "the riskiest" types of scams, as they can cost homeowners a disturbing average of $1,400 or more.

The BBB measured three things in its Risk Index: susceptibility, exposure, and monetary loss. The result? Face-to-face home improvement scams shot straight to the top of the list, with fake checks coming in at a close second. In 2016 alone, over 32,000 scams were reported to the BBB. While data like this can cause many homeowners to lose heart, Michael Sedio, the Vice President of Operations and General Counsel for the local chapter of the BBB, still believes the industry itself is reliable.

Beware sketchy home improvement "contractors" going door-to-door this summer.
"The industry, by and large, is really pretty good," Sedio said. "But the scammers are going to be really persistent. People tend to fall for them and you just have to do your research."

Approximately one in five Americans are unhappy with their home decor, but if you're one of them you need to be careful in your home improvement projects. If you're afraid of getting caught up in a scam, here are a few things you can do to prevent that from happening:

  • Check License and Insurance
    Whether you're working with a contractor because of a recommendation or you found them through a website, a valid license and insurance are incredibly important. According to Cedric Stewart, a real estate consultant at Keller Williams, in the Washington, DC area, many states even have databases where you can look at a contractor's license and ensure it's not expired.
  • Ask for References
    As a rule of thumb, you should be asking for at least three references and contacting them before working with a contractor. Former general contractor Sam Medicraft explained that scammers may have a few projects that went well in the past, which means you need to be careful to contact them.
  • Don't Pay Up Front
    It's normal to have a down payment for any home improvement project. Even air conditioners, which have a lifespan of 10 to 15 years, require a down payment for installation. But if that payment covers the majority of costs, you may want to think twice.
No matter the home improvement project you have planned this summer, beware of scammers. Whether they're storm chasers or roofers, utilizing the above tips could help you prevent getting caught up in a costly scam.

Moving House: A Step by Step Guide on How to Not Hate Your Moving Experience

So the time has come, you’ve decided to move house, now the stress will start! Moving house has a reputation for being about the most stressful thing you can go through, and with good reason! There is so much to remember, so many boxes to pack, so many papers to sign and so many people to keep track of! Some people go through the whole motion of hiring a real estate agent, staging their home, etc., whilst others who can't stand it decide to just use "buy as-is" companies like the ones on https://webuyhousesinatlanta.com/, for example, to save them the hassle. It should be enjoyable though, an exciting new time in your life: full of opportunities! To make that happen, this is why you need to follow this step by step guide to moving house, and you can spare yourself the anguish.

1) Declutter your life 
If you’re moving house, why would you bring things that you don’t need? You don’t need the extra boxes, extra weight or even the additional costs. Decluttering your house is always so important but especially when moving. Before you do anything make sure that you’ve properly gone through every last draw/cupboard/gap-between-the-sofas that can be found in your house and donate or throw away everything you don’t need. That means, if you’ve not used it in the last six months- it needs to go!


2) Pack up long before you think you should
Packing and unpacking are probably the hardest parts of the whole moving process; you need to make it easier on yourself by simply getting it well out of the way! If you decide to pack for yourself to save on that massive cost, that means it has all got to be done by the time that the movers arrive with no questions asked. If you get it done early, it gives you time to figure out some house packing hacks as well, and save a bit of money on some boxes. Just simply make your own life easier, you’ll thank yourself for it when the moving day comes, and you have time for a cup of tea that morning!


3) Find the professionals that are right for you
If you’re getting professional help to move your belongings for you, make sure that you find professional movers in Bakersfield (if you live in California for example) who are the best suited for the job. They may not be the cheapest option but you should prioritise reliability and look for a company who have great reviews. The moving company is something that you should take your time researching before jumping in with one particular company. You also need to consider if you only need one moving company; if you had anything big to move such as a piano, you would need to find particular piano movers. Make sure you check in with any moving companies you are using and that everything is clear about your moving process as well, just to save any confusion later on.

Beyond just the van and crew, coordinating estate agents, mortgage advisers, surveys, conveyancers and removals can quickly become a juggling act if everyone is working to different timelines. To reduce that risk many homeowners are turning to centralised services that let you see milestones and share key documents across providers. For example, Homemove brings estate agents, mortgage advice, surveys and removals into a single timeline so you can spot delays early and keep all parties aligned. That kind of visibility often prevents last‑minute problems on exchange and completion day.


4) Label and prepare
Now when it says label, it means label absolutely everything! Not just “kitchen” or “bedroom 2” Write on your boxes specifically what they contain with the room they need to be in. You will be so thankful to yourself later when you are desperately looking for your hairdryer and can just go to the bedroom and glance at the boxes and see hairdryer written on one and pull it straight out. Avoiding hating moving always means planning and the boxes are no exceptions, don’t get lazy now! Along with that, try to have a few boxes full of absolute essentials that you can live out of for a while, while you are unpacking. You’ll need things like scissors, bags and lots and lots of coffee.


5) Snap, write, compare
This is a great time in your life to be that over-prepared person who takes note of everything and never loses track of what they’re up to. Take pictures of everything in your old house that you will need in the new one, for example, which remote goes with which electronic? Which socket does this adaptor fit with? Where did all these wires come from? Maybe you’d even want to get yourself a moving house organizer. Write it all down and look at the new home before you move in, this way you can write down where the new bits will go (it will also help give you an idea of your house coming together at the other end)! Stay organized and on top of this step, and you won’t go wrong!


6) Spending time in your new location
This means that you should be getting to know the place you are going to be living in as well as you can. If you do this, you’ll be able to run to the shop when your scissors go blunt from opening all the boxes! You’ll know where to go for that well-deserved drink at the end of the day. You might even know a couple of familiar faces. It will make the whole thing a lot less daunting if you know the place well, it won’t seem as scary as if you’d have to add “finding out where that shop is” to the list of things to do once you arrive. If you are moving somewhere so far away that this is impossible the best thing you could do would be to do a lot of research. Look at websites like shops near me as well as maps of the place so you can get a bit of bearing.


7) Don’t forget to enjoy it!
At the end of the day, moving house is above all else, an exciting new chapter in your life. Never forget throughout the whole process that you need to be making the most of it. Take loads of pictures, ask your friends and family to help you out so you can share the fun times! Make sure you are spending time planning the exciting parts as well. Such as planning where your new sofa is going to go and how great your old blanket is going to look on top of it. Get excited about local events as well! If there’s a newsletter for the local newspaper, don’t forget to sign up for it! Also, make time just to do nothing each day, never let the move overwhelm you, or it will take over your life, and you will come to resent it!


If you make sure to follow these steps and always staying calm, you will be sure to enjoy a stress-free (as stress-free as moving house can be) move! 

Preparing All Aspects Of Yourself For Retirement

When you’re a parent, retirement is usually the last thing that’s on your mind. Tending to children regardless of their age is a 24/7 job for most, and when it comes to the day job, it’s only when you’re nearing the end of actually getting up and going to work that what you’re going to do when you reach the age of retirement starts to become clear. But, realistically, you need to plan for what you’re doing years in advance. You can’t predict the future, but working towards what you want your future to be for both you and your children is something that you can definitely put thought into. So what are the things that you need to start considering as early as possible? .
Keeping Fit And Healthy
Rather than just idealising all of the things that you think you’ll get up to into retirement, you need to make sure that your body is up to the challenge. Keeping yourself fit and healthy throughout the years leading up to it is not just a great achievement for you, but it’s something for your children to look up to as well. It’s not just essential for you to keep your body active, but focusing your mind on things which will continue to exercise it into retirement and beyond is one of the most important things that you can do. You don’t have to do much to do this, and certainly don’t have to exert yourself in order to achieve a good state of brain activity - simply doing a couple of crosswords or a sudoku a day is enough to keep your brain engaged and willing to work. There will always be hobbies that you can pick up once you have given up work, but trying out a few before that day comes is always recommended; at least then you know what you’re going into and can be sure of doing an activity that you will enjoy.
Keeping Track On A Saving Plan
The more money you save, the more that you’ll have to play with in retirement. Deciding on what age you want to retire can be a hard thing to plan for, but if you know that you have a good safety net financially to fall back on then you at least have that point to consider. If you don’t know what age you will be able to retire and be able to confidently say that you know that you have enough money to get you through your later years, look at using a 72t calculator online to make the decision for you.  This will be able to determine more accurately how well you will be able to afford living on a certain amount should you decide to take this leap; it takes into account factors such as your age, financial commitments and dependents in order to generate the outcome. Putting your money into a dedicated pension fund is definitely one way to ensure that you are keeping on the right path to a financially-healthy retirement. Keeping up payments and even adding a bit more in should be encouraged; if you have a payment pension plan at work, then your company may be obliged to pay in the same amount that you’re parting with each month, depending on the state or country that you live in. Check out what you’re entitled to and make sure that you employer is keeping their end of the bargain.
Finding Your Forever Home
Even if you’re a few years off officially retiring, it can be fun to have a look around at the home that you may like to live in. A lot of people choose to continue living in the home that they have raised their family in, which is perfectly acceptable; after all, why would you ditch the happy memories just because you have retired? However, there are some who understand that maybe downsizing to a smaller place may be better for them in the long run, so that they don’t have as much cleaning or maintenance to do - or maybe retiring to a bungalow due to mobility issues. Whether you believe Pennsylvania is a great place to retire and wish to relocate there, or dream of migrating to the coast to soak up the sun in your golden years, you need to ensure that you are doing what is right for you. You may want to discuss your future plans with your family and listen to their input, but it may get a bit heated where the family home is concerned if they have a sentimental attachment to it.
If you need retirement money and plan to continue living in your home for a while you may want a special type of home loan. It is called a reverse mortgage, and it will provide you with money with no short-term strings attached. All you have to do to qualify is own the home and agree to continue living in it for as long as the reverse loan is in effect. The money you can borrow will be determined by the value of the home as determined by a reverse mortgage calculator. The calculator will take into account current market conditions and federal reverse loan laws governing the percentage of the home equity that can be borrowed. When you receive the initial loan funds you must use it to pay off any other existing mortgage on your home, if indeed one exists. Then you can spend the remaining money any way you wish to make your retirement easier.

If you end up selling your family home and retiring in an assisted living facility there are so many benefits that await you when you do. Assisted living facilities like the one found here at chelseaseniorliving.com/locations/the-chelsea-at-clifton/ come with a wide variety of amenities like movie theatres, beauty salon/barber, tea room, dining rooms and so much more! Imagine living your golden years in a 5 star hotel with nurses and reliable staff ready to cater to your every need! Now this is exactly why many folks decide to sell their homes and retire in style!

Focusing On Healthcare
Any medical plans that you may have now with the company that you work for could expire the moment that you retire. It’s important to ensure that you have insurance covering you regardless of whether you are in employment or not. There’s a lot that can go wrong when you are in your older age, and the last thing that you want to find out is that you’re not covered for any expenses that come up as a result of you needing treatment. Find a plan that is committed for the long run, and make sure that you stick to the payments. Read all of the terms and conditions thoroughly so you know exactly what you’re getting for what you’re paying out for. It may even be worth moving your healthcare plan around until you know that you have got the right provider for what you need.
Keep The Mates
When you retire, the social situation that you were once in at work suddenly vanishes. It’s important to have friends outside of your work circle to ensure that you have people that you can meet up with once you have given up the job. Think about all of the old friends that you have lost touch with; would it be worth picking up the phone just to see how they’re doing? They could be in the same situation as you, or due to retire at the same time as you, or even just fancy a chat and a meetup regardless of what you’re both doing work-wise.

Wednesday, 5 July 2017

Freshen Up Your Home!


It’s possible for your home to have a strange “unfresh” feeling, if it’s not unclean! People often get this feeling around their home when they’ve been living in it for a long time. There’s a certain rush that comes with living in a house you’ve just moved into. The smell is neutral and there’s minimal clutter. It almost feels like you’re on holiday, or like you’re just visiting a friend. Something about it just doesn’t feel “permanent”, as though you’re going to somehow end up back at your old house soon enough.

Of course, once you’ve spent a few years there, or even just a few months, these feelings dissipate. You find yourself becoming used to everything. Maybe even eventually feeling bored. The “fresh” feeling is gone. Regaining it won’t just help you feel more confident about your home - it can also help your long-term health.

Want to take steps towards regaining that feeling? Here’s some advice for those wanting to make their home feel a bit fresher,


Get rid of your clutter

When you first moved in, you’d probably got rid of a bunch of unneeded possessions during the move. When you’re packing everything away, it seems to be the best time to comb through everything and get rid of everything you don’t need. But now you’ve been in your “new” home for a few years. You’ve accumulated some more possessions that you barely even look at anymore. Perhaps you shouldn’t wait until your next move to declutter. Spend an hour or two a day sifting through your belongings. Do a room a day so the task doesn’t feel monstrous. Anything you don’t need or desperately want is just clutter. Work out what to trash, recycle, give away or resell.


Replace the carpet - or get rid of it

One of the most common features of newly-built modern homes? Hardwood flooring. Carpeting is being phased out of a lot of new developments. And there are many good reasons why. They attract dust and bacteria like nothing else in your home. You need to do more than just vacuum them frequently - you should wash them a few times a year. If you’ve had your carpet flooring for a long time, you may want to consider getting it replaced. Once the new carpet is installed, ensure you take care of it properly going forward! You could also replace your carpet with hardwood flooring to ensure a maximum feeling of freshness, but a lot of people like all that softness beneath their feet!

Air it out

This seems like an obvious suggestion, but not many people let their home “breathe” enough. A lot of what people complain about when their home doesn’t feel fresh anymore is a stuffiness that’s hard to define. Open some windows around the house and get some air flow in there! You should also look into getting an air purifier. Something that will help you get rid of any unwanted odours or dust. Emphasis on dust! Ignoring dust buildup will definitely lead to a home feeling less fresh.

Avoid These Common Home DIY Mistakes So You Don't Need to Call the Professionals

Are you a bit of a DIY enthusiast? There is no denying that there is a lot of money to be saved by embarking on DIY tasks around the home. However, this can quickly turn expensive if you make a mistake, especially one that results in you calling in the professionals in any case. To make sure this does not happen, read on to discover some of the most common home DIY mistakes you need to avoid.
Failure to research your project – As tempting as it may be, you should never dive straight into your project with little thought. You need to have a careful plan in place. Take the time to do all of the research required so that you are completely prepared. You will thank yourself later.


Working outside of your skill level – There is no denying the benefits of DIY, but don’t go too far out of your skill level. If you bite off more than you can chew, you could end up with a disaster on your hands. Jobs such as window replacement, roofing repairs, HVAC systems, electrical work, and plumbing work, are best left to the professionals unless you have experience.

Using the wrong/poor quality tools – You have no doubt heard the saying, ‘a bad workman blames his tools.’ But, how are you supposed to deliver great results if your tools aren’t good enough? Don’t merely go for the cheapest tools you can find, and make sure the tools you select are right for the task at hand. The best thing to do is look at the likes of saw review websites online, so you can see what past customers have had to say about the tools in question. This will alert you to any red flags, ensuring you end up with a high-performance tool that enhances the quality your DIY project.

Inaccuracies – Inaccuracies are common amongst those that do not have a lot of experience in DIY, or simply do not have the patience required. No matter what project you are working on, your motto should always be the following: measure twice, cut once. This will save you a lot of money and time. Plus, don’t forget, you can always make something shorter, but you can never make anything longer, so air on the side of caution.

Not giving yourself enough time – This is one of the biggest mistakes homeowners make when taking on a DIY project. Rather than determining how long a project is going to take, they simply think about when they want it to be completed by. This results in there being a mountain to climb.

Under budgeting – Like most things in life, DIY projects often end up costing more than anticipated. It is always advisable to spend some time putting a detailed budget together. Don’t simply decide that you have ‘x’ amount available to spend. You need to itemize everything that is required, so you know exactly how much each piece of tool or material is going to cost. This will enable you to come up with a more accurate forecast of what is required. You still always need to give room to maneuver. After all, any project can throw you an unexpected curveball.

Unsafe conditions – Depending on the type of work you are carrying out, it may be a wise idea to invest in personal protection clothing. Whether you wear specialist clothing or not, ensuring it fits comfortably is crucial. Anything too loose could get caught in the power tools you use. Anything too small can restrict your movement, which is a safety hazard in itself.

Always prep an area before carrying out any work – This is especially important if one of your tasks involves painting walls around the home. A successful paint job involves a minimum of 90 per cent preparation. This includes the likes of cleaning the walls, sanding them, patching up any holes, and coating the wall with a primer or stain blocker if you are going to be covering up oil-based paint.


Using the wrong paint – Speaking of paint, another common mistake made by homeowners is choosing the incorrect one. Satin or eggshell paints work well when painting walls because they are washable. You should only use flat paint for ceilings. A linseed oil-based stain is recommended if you are painting wood outdoors. This will protect the wood from the elements while soaking up the UV rays.

Starting the job without the necessary supplies – Finally, don’t simply purchase everything as you go. Make sure you have it all ready beforehand. You don’t want to get half way through the project to discover that you are missing something important and you cannot find it in any store.

Safe and Fun Ways to Cook With Children: From Toddler to Teen

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Image source Pexels

Teaching your children to cook is a valuable lesson; it will help them to grow into self-sustained and responsible teenagers, as well as giving them the skills they need to cook proper food. Ask them to help out in the kitchen, and they’ll probably find it fun and exciting - but the kitchen can be a dangerous place. Enjoy the help of your little assistants with these ideas on how to make your kitchen a safe and friendly zone.

Make it safe

With children in the kitchen, it’s important to think about safety first - especially when you have pots boiling, oil splattering, and sharp objects in every drawer. It’s enough for any parent to feel overly cautious about allowing them into the kitchen - let alone handle a knife. Don’t worry, you can do a lot to make it a safe place, and if you feel like your child is too young for cutting still, there are a lot of other things they can help you with.

Always supervise a child when he or she is cutting something; this might mean that both parents step in, or that you take off your chef’s chat and put on the supervisor's hat for a bit. Any spillages should be wiped immediately to prevent small feet from slipping and falling. To make sure nobody’s pumping into a hot pot or pan, always remember to turn the handle inwards towards the counter. Here is a comprehensive guide on kitchen safety for parents.

Make it practical

Even though you want your kids to learn how to cook, you might feel like your kitchen isn’t properly suited for it. Maybe because it’s too small and you need your space - which is understandable. If you’re in the middle of a kitchen remodel, consider investing a bit in one of those kitchen islands. It’s a great space for your kids to chop, rinse or mash, and you get to enjoy the full counter space.

In case you’re not planning on a refurbishment anytime soon, think about getting a piece of child-height furniture, like a small stand. You can place it in a safe corner, away from all the hustle and bustle of a hot kitchen.

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Image source Pexels

Cooking with toddlers

From your child is around 18 months, they can take their first steps to becoming your kitchen assistant. At this age, it’s great to let them scrub a few potatoes, tear greens into pieces, pluck herbs, rinse fruits and vegetables and help you with mashing. Just having them in the kitchen to observe is also a good idea, especially if they’re not old enough for plucking and washing yet.

Cooking with young children

When he or she is around 4-5, they can be involved a bit more in the actual cooking. Let them cut soft food with a plastic knife, such as mushrooms and herbs, load the dishwasher and wipe surfaces, peel eggs, and help you with kneading the dough.

A year or two later, and your child will be ready to help you out by the stove and be involved with the more complicated tasks. You decide how much responsibility you trust them with at this stage - just remember that you should still supervise them in the kitchen, and let them unleash their creativity.

Hopefully, by the time they grow into teenagers, they’ll be able to prepare more than a frozen pizza - and you can pride yourself on a job well done.