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Living On A Fixed Income? These Super-Frugal Strategies Are For You!

There are many reasons why some folks can’t have a regular 9-5 job. For instance, it might be because they have to stay at home and look after their children. Or a significant injury could have ended their career. There’s also people who have disabilities and can’t do regular work for various reasons.

One thing that all those groups of individuals have in common is they’ll have to survive on a limited, fixed income. Usually, this consists of government benefits but can sometimes include regular money from other sources such as pension plans.

If you want to make your money go further, you may have checked out my funky frugal tips. But, there’s also a load of other ways to keep your expenses down. Check out these strategies to keep more of your money in your wallet (and, in some cases, have even more money on top of your fixed income):

Get help through your last employer

Were you injured at work, and was it so severe that you could no longer do your job? If that’s the case, you should find out if you are entitled to compensation. In most cases, if your employer can be held accountable for your injuries, you will win your lawsuit. Take a look at sites like to see examples of cases where compensation claims were successful.

If your injury is only temporary, your employer might pay your salary even though you’re at home resting. Again, do some online research or talk to a lawyer to find out more about your legal position.

Do some online moonlighting

If you’re able to do some work from a computer, did you know there are plenty of ways to make money online from home? Believe it or not, they are legitimate sources of income that thousands of people pursue each year! Examples include:

  • Web and graphic design;
  • Copywriting and technical authoring;
  • Translation; and
  • Tutoring.

Visit sites like to find new opportunities.

Become a coupon monster

Coupons are brilliant ways to save money on the everyday things you buy and use. You can often find coupons on the Internet, particularly on shopping and retailer websites. One strategy to save even more money is to use coupons when the retailer has a special offer available. In many cases, you could end up paying pennies for your groceries if you time your shopping right!

Use free sources of energy

The sun offers us a good way to generate electricity and heating for our homes for free. Some companies will fit solar panels to your roof for free in exchange for any spare energy you sell back to “the grid.”

And, instead of using a dryer to dry your clothes each day, simply hang them outside and let the wind dry them for you!

Make your meals from scratch and avoid eating out

There are plenty of grocery stores that sell fruit and vegetables at reasonable prices. Using your coupons, you could buy items in bulk and make some cheap yet delicious meals at home each day!

Avoid branded food items and stick with the supermarket’s own labels. They are often the same products anyway, just with different packaging.

I hope you’ve found these frugal strategies useful. Thanks for checking out my blog!


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